Official data current

Rock Island BAH rates

Verified · Effective 2026-01-01 · MHA IL089

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O-7 · With dependents
$2,910per month

$34,920 per year · federal tax-free allowance

Official DoD / DTMO rate · CONUS BAH, not an estimate

National position #198 of 338O-7 · with dependents reference
Taxable-pay equivalent$3,731/mo Using the stated 22% comparison rate
Year-over-year change+$210/mo · +7.8%2025 $2,700 → 2026 $2,910
O-7 rate selectedMHA IL089 ZIPs 52722 52726 52728 52745 52746 52748 +37
PCS compare Rock Island · O-7 · with dep. · $2,910/mo
Rock Island $2,910/mo · $34,920/yr
CURRENT

Pick a station below to see what the move is worth a year, before tax. Orders rarely arrive as one option — add several and rank them.

Comparison uses with-dependents rates. Differences are annual and untaxed. Rate protection is not applied — a PCS resets you to the new location's current-year rate.

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Rate history

How updates work
2025$2,700
2026$2,910

Verified official history. With-dependents rate shown; use the dependency switch above for its exact comparison.

Rock Island — full sheet Tap a row

What this rate means

O-7 with dependents, nearest stations0 – $8,208 / month
Westchester County $8,208
Kings Bay $2,955
County Cost Group 790 $2,949
Fargo $2,946
Des Moines $2,943
Mountain Home AFB $2,943
Provo $2,943
Morehead $2,940
Johnson City $2,937
Dahlonega $2,934
Albuquerque $2,910
Rock Island $2,910
Kansas City $2,889
Rapid City $2,889
Fayetteville $2,886
Lexington $2,880
Lemoore NAS $2,874
Birmingham $2,865
Champaign $2,859
Eastern Shore $2,859
Lansing $2,859
Laughlin AFB $2,859
Youngstown $1,845

Rock Island is #198 of 338. The spread between the dearest and cheapest station at this grade is $6,363 a month — $76,356 a year, untaxed.

Every pay grade at Rock Island0 – $2,910 / month
E-1 $1,722
E-2 $1,722
E-3 $1,722
E-4 $1,722
E-5 $1,908
E-6 $2,238
E-7 $2,262
E-8 $2,283
E-9 $2,388
W-1 $2,259
W-2 $2,268
W-3 $2,301
W-4 $2,421
W-5 $2,577
O-1E $2,265
O-2E $2,292
O-3E $2,448
O-1 $1,956
O-2 $2,235
O-3 $2,298
O-4 $2,628
O-5 $2,868
O-6 $2,892
O-7 $2,910

The pay chart moves this allowance far less than the map does.

What the rate table does not tell you

01

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

02

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

03

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

Source: DoD Defense Travel Management Office, effective 01 JAN 2026. How these rates are sourced and checked.

Source record

Where these numbers come from

Official fields remain unchanged. Years are aligned by DTMO's MHA code; no missing value is interpolated.

2026 official releaseDTMO source archive
Effective
2026-01-01
Retrieved
2026-09-05
Last verified
2026-09-07
SHA-256
5446fed831e1…
2025 official releaseDTMO source archive
Effective
2025-01-01
Retrieved
2026-09-07
Last verified
2026-09-07
SHA-256
32d18c4220e8…