BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    WithWithout

    E-7 with dependents at Salt Lake City draws $2,496 per month in 2026

    Permalinkbahratedesk.com/salt-lake-city-ut/e-7/with/ExcelCSVDownloads cover this station.
    Salt Lake City, UT
    E-7 · with dependents
    $2,496/ month
    $29,952 / year
    At E-7, this is #157 of 338 stations loaded · high Westchester County $5,832 · low Youngstown $1,491
    MHA UT292 · ZIPs 84006 84009 84010 84014 84020 84029 +69 more
    Your grade is calledARMYSFCUSMCGySgtNAVYCPOUSAFMSgt
    Untaxed — matching it with taxable pay takes$3,200 / mo gross
    Other dependency status here$1,950 without dependents
    In government quarters, no dependents$50.10 / mo partial
    Salt Lake City — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$1,944$1,536
    E-2$1,944$1,536
    E-3$1,944$1,536
    E-4$1,944$1,536
    E-5$2,130$1,671
    E-6$2,358$1,773
    E-7$2,496$1,950
    E-8$2,649$2,181
    E-9$2,802$2,241
    Warrant officer
    W-1$2,376$1,887
    W-2$2,559$2,178
    W-3$2,748$2,250
    W-4$2,823$2,385
    W-5$2,922$2,529
    Officer — prior enlisted
    O-1E$2,523$2,127
    O-2E$2,718$2,226
    O-3E$2,838$2,349
    Officer
    O-1$2,166$1,752
    O-2$2,355$2,070
    O-3$2,742$2,271
    O-4$2,946$2,502
    O-5$3,096$2,586
    O-6$3,120$2,727
    O-7$3,141$2,772
    PCS compareSalt Lake City · E-7 · $2,496/mo
    Aberdeen Proving Grounds$2,862/mo · $34,344/yr
    ▲ RAISE+$366+$4,392/yr · like +$5,631 of salary

    What this rate means

    E-7 with dependents, every station0 – $5,832 / month
    Westchester County$5,832
    San Francisco$5,490
    Nantucket$5,241
    New York City$5,238
    Northern New Jersey$5,073
    Maui County$5,067
    Santa Clara County$5,058
    Boston$4,938
    Long Island$4,878
    Martha's Vineyard$4,752
    Hanscom AFB$4,584
    Camp Pendleton$4,494
    San Diego$4,446
    Kauai County$4,410
    Florida Keys$4,350
    Staten Island$4,341
    Los Angeles$4,311
    Monterey$4,218
    West Point$4,215
    Oakland$4,203
    Fort Monmouth$4,173
    Cape Cod-Plymouth$4,149
    Perth Amboy$4,134
    Trenton$4,116
    Honolulu County$4,098
    Ventura$4,083
    San Luis Obispo$4,047
    Essex CO$4,032
    Miami$4,026
    Seattle$4,020
    Portsmouth$3,975
    Marin$3,939
    Burlington$3,912
    Hawaii County$3,876
    Washington$3,855
    Portland$3,825
    Manchester$3,783
    New Haven$3,768
    West Palm Beach$3,738
    Chicago$3,723
    Newport$3,702
    Vandenberg SFB$3,693
    Fitchburg$3,687
    Providence$3,657
    County Cost Group 890$3,633
    Riverside$3,603
    Worcester$3,525
    Santa Fe$3,522
    Vallejo$3,516
    Hartford$3,489
    JB McGuire-Dix-Lakehurst$3,486
    Indian Head Navordsta$3,483
    Warrenton$3,480
    Boulder$3,477
    Juneau$3,432
    Willow Grove$3,423
    Atlantic City$3,414
    San Bernardino$3,399
    Everett$3,363
    Fort G. G. Meade$3,327
    County Cost Group 880$3,306
    Annapolis$3,303
    Sitka$3,294
    Quantico$3,228
    Edwards AFB$3,195
    Ann Arbor$3,180
    New London$3,159
    Beale AFB$3,150
    Fort Detrick$3,132
    Cape May$3,114
    Denver$3,114
    County Cost Group 870$3,096
    Madison$3,084
    Stockton$3,072
    Tampa$3,066
    Hampden County$3,063
    JB Elmendorf-Richardson$3,045
    Austin$3,039
    Ketchikan$3,027
    Philadelphia$3,000
    Ballston Spa$2,997
    Brunswick$2,997
    Outer Banks$2,997
    Sacramento$2,997
    Baltimore$2,994
    Fort Myers Beach$2,994
    JB Lewis-McChord$2,994
    Orlando$2,982
    Kodiak Island$2,970
    Astoria$2,949
    Port Angeles$2,940
    County Cost Group 860$2,922
    Fort Pierce$2,916
    Patrick SFB$2,907
    Traverse City$2,901
    Bridgeport$2,883
    Oxford$2,877
    Whidbey Island$2,877
    Milwaukee$2,874
    Fresno$2,868
    Allentown$2,865
    Aberdeen Proving Grounds$2,862
    Great Lakes Navtracen$2,853
    Portland$2,853
    Abilene$2,844
    Bremerton$2,844
    Eglin AFB$2,841
    County Cost Group 850$2,838
    Beaufort$2,835
    Charlottesville$2,835
    Dallas$2,829
    Minneapolis$2,826
    Rome$2,790
    Corvallis$2,769
    Dahlgren$2,763
    Coastal Maine$2,760
    County Cost Group 840$2,745
    Knoxville$2,745
    Atlanta$2,730
    Reno$2,721
    Nashville$2,712
    Dover AFB$2,694
    St. Louis$2,691
    Savannah$2,685
    Richmond$2,676
    County Cost Group 830$2,670
    Asheville$2,667
    Spokane$2,658
    Charleston$2,652
    Detroit$2,652
    Twenty Nine Palms MCB$2,649
    Buffalo$2,631
    Fort Collins$2,631
    Pittsburgh$2,628
    Patuxent River$2,625
    Helena$2,622
    Fairbanks$2,610
    Norfolk$2,604
    Rochester$2,604
    Elizabeth City$2,595
    Eugene$2,583
    Houston$2,583
    County Cost Group 820$2,577
    Cincinnati$2,553
    Birmingham$2,550
    Barstow$2,547
    Wilmington$2,547
    Volusia County$2,544
    Syracuse$2,541
    Panama City$2,538
    Dahlonega$2,535
    Humboldt County$2,511
    Salem$2,511
    Grand Haven$2,505
    College Station$2,499
    Yakima$2,499
    Salt Lake City$2,496
    Fort Stewart$2,493
    Fort Carson$2,487
    Gainesville$2,478
    Phoenix$2,475
    County Cost Group 810$2,472
    Charlotte$2,457
    Omaha$2,457
    Chattanooga$2,445
    Fort Worth$2,445
    Carlisle Barracks$2,442
    Cleveland$2,442
    Hampton$2,439
    New Orleans$2,439
    Durham$2,436
    Battle Creek$2,424
    Grand Rapids$2,424
    Myrtle Beach$2,418
    Ocala$2,409
    Fargo$2,400
    Coos Bay$2,391
    State College$2,388
    Columbus$2,364
    County Cost Group 800$2,364
    Duluth$2,355
    Albuquerque$2,352
    Eastern Shore$2,346
    Raleigh$2,343
    Lemoore NAS$2,337
    Memphis$2,337
    Provo$2,337
    Eastern Panhandle$2,334
    El Centro$2,334
    Louisville$2,316
    Boise$2,310
    Corpus Christi$2,310
    Rapid City$2,307
    Cheyenne$2,301
    Des Moines$2,292
    County Cost Group 790$2,289
    Jackson$2,286
    Jacksonville$2,283
    Ogden$2,271
    Nellis AFB$2,268
    Bismarck$2,262
    Rock Island$2,262
    Pensacola$2,256
    Kings Bay$2,250
    Tallahassee$2,250
    Fort Campbell$2,244
    Indianapolis$2,244
    Fort Knox$2,241
    Mountain Home AFB$2,238
    Fort Leavenworth$2,229
    Kansas City$2,223
    Bangor$2,217
    Fort Huachuca$2,217
    Baton Rouge$2,214
    County Cost Group 780$2,208
    Johnson City$2,205
    Waco$2,199
    Fort Gordon$2,190
    Wichita Fls$2,190
    Toledo$2,184
    Morehead$2,181
    Fort Bliss$2,172
    Lexington$2,172
    Lincoln$2,172
    Greensboro$2,163
    Columbia$2,160
    Roanoke$2,157
    Fayetteville$2,154
    Fort Wayne$2,154
    Davis-Monthan AFB$2,145
    Marquette$2,145
    County Cost Group 770$2,142
    Bloomington$2,139
    Huntsville$2,133
    Greenville$2,124
    Mobile$2,118
    San Antonio (JBSA)$2,112
    Shreveport$2,112
    Fort Drum$2,103
    Fort Bragg$2,094
    Scott AFB$2,076
    Grand Forks$2,073
    County Cost Group 760$2,070
    Fort Hood$2,070
    Columbus AFB$2,067
    Sioux Falls$2,055
    Minot AFB$2,052
    Seymour Johnson AFB$2,052
    Lexington$2,046
    Auburn$2,043
    Whiteman AFB$2,043
    Champaign$2,034
    Lansing$2,034
    County Cost Group 750$2,022
    Fort Benning$2,004
    Tulsa$2,004
    Camp Lejeune$1,995
    Robins AFB$1,992
    Sumter$1,986
    White Sands MR$1,983
    Fallon NAS$1,980
    Malmstrom SFB$1,980
    Brownsville$1,971
    County Cost Group 740$1,968
    Goodfellow AFB$1,965
    Little Rock$1,959
    Morgantown$1,956
    Wilkes-Barre$1,956
    Akron$1,950
    Moody AFB$1,950
    Beaumont$1,941
    Sault Ste Marie$1,941
    Topeka$1,938
    Wright-Patterson AFB$1,938
    County Cost Group 730$1,935
    Frankfort$1,932
    Paducah$1,932
    Fort Rucker$1,929
    Peoria$1,926
    Yuma$1,917
    Lafayette$1,914
    County Cost Group 720$1,911
    Springfield$1,908
    China Lake$1,905
    Oklahoma City$1,896
    County Cost Group 710$1,890
    Holloman AFB$1,890
    Springfield$1,887
    Terre Haute$1,887
    Lubbock$1,875
    Sparta$1,875
    County Cost Group 700$1,872
    Fort Polk$1,872
    County Cost Group 690$1,854
    Laughlin AFB$1,854
    Fort Riley$1,845
    County Cost Group 680$1,842
    County Cost Group 670$1,833
    Fort Leonard Wood$1,833
    Huntington$1,827
    County Cost Group 660$1,821
    Montgomery$1,818
    County Cost Group 650$1,812
    Columbia$1,803
    County Cost Group 640$1,803
    Charleston$1,800
    County Cost Group 630$1,794
    County Cost Group 620$1,788
    Fort Chaffee$1,785
    Saginaw$1,782
    Alexandria$1,779
    County Cost Group 610$1,779
    Wichita$1,779
    St Mary And Terrebonne$1,776
    County Cost Group 600$1,773
    Gulfport$1,770
    County Cost Group 590$1,761
    Lake Charles$1,755
    County Cost Group 580$1,749
    Erie$1,746
    County Cost Group 570$1,737
    Stevens Point$1,731
    County Cost Group 560$1,725
    County Cost Group 550$1,716
    County Cost Group 540$1,707
    County Cost Group 530$1,701
    Cannon AFB$1,695
    County Cost Group 520$1,695
    County Cost Group 510$1,692
    Meridian$1,692
    Albany$1,671
    Monroe$1,665
    Altus AFB$1,662
    Hattiesburg$1,644
    Vance AFB$1,623
    Fort Sill$1,587
    Anniston$1,560
    Youngstown$1,491

    Salt Lake City is #157 of 338. The spread between the dearest and cheapest station at this grade is $4,341 a month — $52,092 a year, untaxed.

    Every pay grade at Salt Lake City0 – $3,141 / month
    E-1$1,944
    E-2$1,944
    E-3$1,944
    E-4$1,944
    E-5$2,130
    E-6$2,358
    E-7$2,496
    E-8$2,649
    E-9$2,802
    W-1$2,376
    W-2$2,559
    W-3$2,748
    W-4$2,823
    W-5$2,922
    O-1E$2,523
    O-2E$2,718
    O-3E$2,838
    O-1$2,166
    O-2$2,355
    O-3$2,742
    O-4$2,946
    O-5$3,096
    O-6$3,120
    O-7$3,141

    Promoting to E-8 here adds $153 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from Salt Lake City to Westchester County at E-7 is worth $3,336 a month — about 22 promotions worth of housing allowance, at $153 per grade here.

    02

    Dependency status is worth 28% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $2,496 a month of BAH takes more than $2,496 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.