BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    WithWithout

    O-3E without dependents at Salt Lake City draws $2,349 per month in 2026

    Permalinkbahratedesk.com/salt-lake-city-ut/o-3e/without/ExcelCSVDownloads cover this station.
    Salt Lake City, UT
    O-3E · without dependents
    $2,349/ month
    $28,188 / year
    At O-3E, this is #173 of 338 stations loaded · high San Francisco $5,445 · low Youngstown $1,347
    MHA UT292 · ZIPs 84006 84009 84010 84014 84020 84029 +69 more
    Your grade is calledARMYCPTUSMCCaptNAVYLTUSAFCapt
    Untaxed — matching it with taxable pay takes$3,012 / mo gross
    Other dependency status here$2,838 with dependents
    In government quarters, no dependents$50.10 / mo partial
    Salt Lake City — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$1,944$1,536
    E-2$1,944$1,536
    E-3$1,944$1,536
    E-4$1,944$1,536
    E-5$2,130$1,671
    E-6$2,358$1,773
    E-7$2,496$1,950
    E-8$2,649$2,181
    E-9$2,802$2,241
    Warrant officer
    W-1$2,376$1,887
    W-2$2,559$2,178
    W-3$2,748$2,250
    W-4$2,823$2,385
    W-5$2,922$2,529
    Officer — prior enlisted
    O-1E$2,523$2,127
    O-2E$2,718$2,226
    O-3E$2,838$2,349
    Officer
    O-1$2,166$1,752
    O-2$2,355$2,070
    O-3$2,742$2,271
    O-4$2,946$2,502
    O-5$3,096$2,586
    O-6$3,120$2,727
    O-7$3,141$2,772
    PCS compareSalt Lake City · O-3E · $2,349/mo
    Aberdeen Proving Grounds$2,733/mo · $32,796/yr
    ▲ RAISE+$384+$4,608/yr · like +$5,908 of salary

    What this rate means

    O-3E without dependents, nearest stations0 – $5,445 / month
    San Francisco$5,445
    New Orleans$2,367
    Omaha$2,367
    Battle Creek$2,364
    Myrtle Beach$2,352
    Salt Lake City$2,349
    Gainesville$2,346
    Fargo$2,331
    Duluth$2,325
    Albuquerque$2,316
    Youngstown$1,347

    Salt Lake City is #173 of 338. The spread between the dearest and cheapest station at this grade is $4,098 a month — $49,176 a year, untaxed.

    Every pay grade at Salt Lake City0 – $2,772 / month
    E-1$1,536
    E-2$1,536
    E-3$1,536
    E-4$1,536
    E-5$1,671
    E-6$1,773
    E-7$1,950
    E-8$2,181
    E-9$2,241
    W-1$1,887
    W-2$2,178
    W-3$2,250
    W-4$2,385
    W-5$2,529
    O-1E$2,127
    O-2E$2,226
    O-3E$2,349
    O-1$1,752
    O-2$2,070
    O-3$2,271
    O-4$2,502
    O-5$2,586
    O-6$2,727
    O-7$2,772

    Rates flatten out at the top of each track, which is why the sheet stops at O-7.

    01

    Dependency status is worth 21% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $2,349 a month of BAH takes more than $2,349 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.