BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    WithWithout

    O-3 without dependents at Salt Lake City draws $2,271 per month in 2026

    Permalinkbahratedesk.com/salt-lake-city-ut/o-3/without/ExcelCSVDownloads cover this station.
    Salt Lake City, UT
    O-3 · without dependents
    $2,271/ month
    $27,252 / year
    At O-3, this is #162 of 338 stations loaded · high San Francisco $5,331 · low Youngstown $1,344
    MHA UT292 · ZIPs 84006 84009 84010 84014 84020 84029 +69 more
    Your grade is calledARMYCPTUSMCCaptNAVYLTUSAFCapt
    Untaxed — matching it with taxable pay takes$2,912 / mo gross
    Other dependency status here$2,742 with dependents
    In government quarters, no dependents$50.10 / mo partial
    Salt Lake City — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$1,944$1,536
    E-2$1,944$1,536
    E-3$1,944$1,536
    E-4$1,944$1,536
    E-5$2,130$1,671
    E-6$2,358$1,773
    E-7$2,496$1,950
    E-8$2,649$2,181
    E-9$2,802$2,241
    Warrant officer
    W-1$2,376$1,887
    W-2$2,559$2,178
    W-3$2,748$2,250
    W-4$2,823$2,385
    W-5$2,922$2,529
    Officer — prior enlisted
    O-1E$2,523$2,127
    O-2E$2,718$2,226
    O-3E$2,838$2,349
    Officer
    O-1$2,166$1,752
    O-2$2,355$2,070
    O-3$2,742$2,271
    O-4$2,946$2,502
    O-5$3,096$2,586
    O-6$3,120$2,727
    O-7$3,141$2,772
    PCS compareSalt Lake City · O-3 · $2,271/mo
    Aberdeen Proving Grounds$2,643/mo · $31,716/yr
    ▲ RAISE+$372+$4,464/yr · like +$5,723 of salary

    What this rate means

    O-3 without dependents, nearest stations0 – $5,331 / month
    San Francisco$5,331
    Helena$2,298
    Durham$2,289
    Albuquerque$2,280
    Barstow$2,274
    Salt Lake City$2,271
    County Cost Group 810$2,268
    Omaha$2,268
    Carlisle Barracks$2,265
    Cleveland$2,265
    Youngstown$1,344

    Salt Lake City is #162 of 338. The spread between the dearest and cheapest station at this grade is $3,987 a month — $47,844 a year, untaxed.

    Every pay grade at Salt Lake City0 – $2,772 / month
    E-1$1,536
    E-2$1,536
    E-3$1,536
    E-4$1,536
    E-5$1,671
    E-6$1,773
    E-7$1,950
    E-8$2,181
    E-9$2,241
    W-1$1,887
    W-2$2,178
    W-3$2,250
    W-4$2,385
    W-5$2,529
    O-1E$2,127
    O-2E$2,226
    O-3E$2,349
    O-1$1,752
    O-2$2,070
    O-3$2,271
    O-4$2,502
    O-5$2,586
    O-6$2,727
    O-7$2,772

    Promoting to O-4 here adds $231 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from Salt Lake City to San Francisco at O-3 is worth $3,060 a month — about 13 promotions worth of housing allowance, at $231 per grade here.

    02

    Dependency status is worth 21% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $2,271 a month of BAH takes more than $2,271 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.