What is O-1 BAH at Salt Lake City in 2026?

$2,166 per month with dependents ($25,992 per year), effective 01 JAN 2026. without dependents it is $1,752 per month.

Does BAH count as taxable income?

No. BAH is excluded from federal taxable income, so a given BAH amount is worth more than the same figure in basic pay.

What happens if my BAH rate drops this year?

BAH rate protection holds you at the prior year's amount as long as your duty location, pay grade and dependency status stay the same. The lower rate applies to members arriving on new orders.

O-1 BAH at Salt Lake City 2026 — $2,166/mo with dependents

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Salt Lake City, UT

O-1 · with dependents

$2,166/ month

$25,992 / year

At O-1, this is #155 of 338 stations loaded · high San Francisco $5,172 · low Youngstown $1,218

MHA UT292 · ZIPs 84006 84009 84010 84014 84020 84029 +69 more

Your grade is calledARMY2LTUSMC2ndLtNAVYENSUSAF2d Lt

Untaxed — matching it with taxable pay takes$2,777 / mo gross

Other dependency status here$1,752 without dependents

In government quarters, no dependents$50.10 / mo partial

Salt Lake City — full sheetTap a row

Grade	With dep.	Without
Enlisted
E-1	$1,944	$1,536
E-2	$1,944	$1,536
E-3	$1,944	$1,536
E-4	$1,944	$1,536
E-5	$2,130	$1,671
E-6	$2,358	$1,773
E-7	$2,496	$1,950
E-8	$2,649	$2,181
E-9	$2,802	$2,241
Warrant officer
W-1	$2,376	$1,887
W-2	$2,559	$2,178
W-3	$2,748	$2,250
W-4	$2,823	$2,385
W-5	$2,922	$2,529
Officer — prior enlisted
O-1E	$2,523	$2,127
O-2E	$2,718	$2,226
O-3E	$2,838	$2,349
Officer
O-1	$2,166	$1,752
O-2	$2,355	$2,070
O-3	$2,742	$2,271
O-4	$2,946	$2,502
O-5	$3,096	$2,586
O-6	$3,120	$2,727
O-7	$3,141	$2,772

What this rate means

O-1 with dependents, nearest stations0 – $5,172 / month

San Francisco$5,172

Grand Rapids$2,184

Memphis$2,181

Bridgeport$2,169

Lemoore NAS$2,166

Salt Lake City$2,166

Fort Worth$2,163

Durham$2,160

Traverse City$2,160

Whidbey Island$2,157

Youngstown$1,218

Salt Lake City is #155 of 338. The spread between the dearest and cheapest station at this grade is $3,954 a month — $47,448 a year, untaxed.

Every pay grade at Salt Lake City0 – $3,141 / month

E-1$1,944

E-2$1,944

E-3$1,944

E-4$1,944

E-5$2,130

E-6$2,358

E-7$2,496

E-8$2,649

E-9$2,802

W-1$2,376

W-2$2,559

W-3$2,748

W-4$2,823

W-5$2,922

O-1E$2,523

O-2E$2,718

O-3E$2,838

O-1$2,166

O-2$2,355

O-3$2,742

O-4$2,946

O-5$3,096

O-6$3,120

O-7$3,141

Promoting to O-2 here adds $189 a month. The pay chart moves this allowance far less than the map does.

Where you are stationed outweighs what you are paid. Moving from Salt Lake City to San Francisco at O-1 is worth $3,006 a month — about 16 promotions worth of housing allowance, at $189 per grade here.

Dependency status is worth 24% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

None of it is taxed. $2,166 a month of BAH takes more than $2,166 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

Things the rate table doesn't tell you

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

O-1 with dependents at Salt Lake City draws $2,166 per month in 2026

What this rate means

Things the rate table doesn't tell you