BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    WithWithout

    O-2 with dependents at Salt Lake City draws $2,355 per month in 2026

    Permalinkbahratedesk.com/salt-lake-city-ut/o-2/with/ExcelCSVDownloads cover this station.
    Salt Lake City, UT
    O-2 · with dependents
    $2,355/ month
    $28,260 / year
    At O-2, this is #173 of 338 stations loaded · high San Francisco $5,451 · low Youngstown $1,332
    MHA UT292 · ZIPs 84006 84009 84010 84014 84020 84029 +69 more
    Your grade is calledARMY1LTUSMC1stLtNAVYLTJGUSAF1st Lt
    Untaxed — matching it with taxable pay takes$3,019 / mo gross
    Other dependency status here$2,070 without dependents
    In government quarters, no dependents$50.10 / mo partial
    Salt Lake City — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$1,944$1,536
    E-2$1,944$1,536
    E-3$1,944$1,536
    E-4$1,944$1,536
    E-5$2,130$1,671
    E-6$2,358$1,773
    E-7$2,496$1,950
    E-8$2,649$2,181
    E-9$2,802$2,241
    Warrant officer
    W-1$2,376$1,887
    W-2$2,559$2,178
    W-3$2,748$2,250
    W-4$2,823$2,385
    W-5$2,922$2,529
    Officer — prior enlisted
    O-1E$2,523$2,127
    O-2E$2,718$2,226
    O-3E$2,838$2,349
    Officer
    O-1$2,166$1,752
    O-2$2,355$2,070
    O-3$2,742$2,271
    O-4$2,946$2,502
    O-5$3,096$2,586
    O-6$3,120$2,727
    O-7$3,141$2,772
    PCS compareSalt Lake City · O-2 · $2,355/mo
    Aberdeen Proving Grounds$2,739/mo · $32,868/yr
    ▲ RAISE+$384+$4,608/yr · like +$5,908 of salary

    What this rate means

    O-2 with dependents, nearest stations0 – $5,451 / month
    San Francisco$5,451
    Omaha$2,373
    New Orleans$2,370
    Battle Creek$2,367
    Myrtle Beach$2,358
    Salt Lake City$2,355
    Gainesville$2,352
    Duluth$2,331
    Fargo$2,328
    Albuquerque$2,325
    Youngstown$1,332

    Salt Lake City is #173 of 338. The spread between the dearest and cheapest station at this grade is $4,119 a month — $49,428 a year, untaxed.

    Every pay grade at Salt Lake City0 – $3,141 / month
    E-1$1,944
    E-2$1,944
    E-3$1,944
    E-4$1,944
    E-5$2,130
    E-6$2,358
    E-7$2,496
    E-8$2,649
    E-9$2,802
    W-1$2,376
    W-2$2,559
    W-3$2,748
    W-4$2,823
    W-5$2,922
    O-1E$2,523
    O-2E$2,718
    O-3E$2,838
    O-1$2,166
    O-2$2,355
    O-3$2,742
    O-4$2,946
    O-5$3,096
    O-6$3,120
    O-7$3,141

    Promoting to O-3 here adds $387 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from Salt Lake City to San Francisco at O-2 is worth $3,096 a month — about 8 promotions worth of housing allowance, at $387 per grade here.

    02

    Dependency status is worth 14% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $2,355 a month of BAH takes more than $2,355 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.