Official data current

San Francisco BAH rates

Verified · Effective 2026-01-01 · MHA CA019

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E-8 · With dependents
$5,529per month

$66,348 per year · federal tax-free allowance

Official DoD / DTMO rate · CONUS BAH, not an estimate

National position #2 of 338E-8 · with dependents reference
Taxable-pay equivalent$7,088/mo Using the stated 22% comparison rate
Year-over-year change+$108/mo · +2.0%2025 $5,421 → 2026 $5,529
E-8 rate selectedMHA CA019 ZIPs 94005 94010 94011 94014 94015 94016 +67
PCS compare San Francisco · E-8 · with dep. · $5,529/mo
San Francisco $5,529/mo · $66,348/yr
CURRENT

Pick a station below to see what the move is worth a year, before tax. Orders rarely arrive as one option — add several and rank them.

Comparison uses with-dependents rates. Differences are annual and untaxed. Rate protection is not applied — a PCS resets you to the new location's current-year rate.

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Rate history

How updates work
2025$5,421
2026$5,529

Verified official history. With-dependents rate shown; use the dependency switch above for its exact comparison.

San Francisco — full sheet Tap a row

What this rate means

E-8 with dependents, nearest stations0 – $6,333 / month
Westchester County $6,333
San Francisco $5,529
New York City $5,418
Maui County $5,382
Nantucket $5,364
Santa Clara County $5,145
Northern New Jersey $5,082
Boston $5,079
Long Island $4,992
Martha's Vineyard $4,923
Hanscom AFB $4,698
Florida Keys $4,677
Monterey $4,599
Camp Pendleton $4,596
Kauai County $4,566
San Diego $4,488
Staten Island $4,473
Los Angeles $4,443
Essex CO $4,344
Cape Cod-Plymouth $4,317
West Point $4,317
Anniston $1,638

San Francisco is #2 of 338. The spread between the dearest and cheapest station at this grade is $4,695 a month — $56,340 a year, untaxed.

Every pay grade at San Francisco0 – $7,215 / month
E-1 $4,764
E-2 $4,764
E-3 $4,764
E-4 $4,764
E-5 $5,127
E-6 $5,454
E-7 $5,490
E-8 $5,529
E-9 $5,799
W-1 $5,472
W-2 $5,505
W-3 $5,559
W-4 $5,892
W-5 $6,297
O-1E $5,493
O-2E $5,547
O-3E $5,955
O-1 $5,172
O-2 $5,451
O-3 $5,556
O-4 $6,444
O-5 $7,089
O-6 $7,155
O-7 $7,215

The pay chart moves this allowance far less than the map does.

Moving from San Francisco to Westchester County at E-8 is worth $804 a month — about 3 promotions at this grade. Where you are stationed outweighs rank, by a lot.

What the rate table does not tell you

01

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

02

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

03

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

Source: DoD Defense Travel Management Office, effective 01 JAN 2026. How these rates are sourced and checked.

Source record

Where these numbers come from

Official fields remain unchanged. Years are aligned by DTMO's MHA code; no missing value is interpolated.

2026 official releaseDTMO source archive
Effective
2026-01-01
Retrieved
2026-09-05
Last verified
2026-09-07
SHA-256
5446fed831e1…
2025 official releaseDTMO source archive
Effective
2025-01-01
Retrieved
2026-09-07
Last verified
2026-09-07
SHA-256
32d18c4220e8…