PCS compareSan Francisco · O-5 · with dep. · $7,089/mo
San Francisco$7,089/mo · $85,068/yr
CURRENT
Pick a station below to see what the move is worth a year, before tax.
Orders rarely arrive as one option — add several and rank them.
Comparison uses with-dependents rates. Differences are annual and untaxed.
Rate protection is not applied — a PCS resets you to the new location's current-year rate.
O-5 with dependents, nearest stations0 – $8,064 / month
Westchester County$8,064
New York City$7,128
San Francisco$7,089
Nantucket$6,933
Boston$6,483
Maui County$6,378
Santa Clara County$6,333
Florida Keys$6,213
Hanscom AFB$6,087
Northern New Jersey$5,991
Kauai County$5,892
Essex CO$5,853
Long Island$5,823
Miami$5,763
Martha's Vineyard$5,646
Monterey$5,565
San Diego$5,493
Los Angeles$5,436
San Luis Obispo$5,430
Staten Island$5,394
Camp Pendleton$5,391
Youngstown$1,827
San Francisco is #3 of 338. The spread between the
dearest and cheapest station at this grade is $6,237 a month —
$74,844 a year, untaxed.
Every pay grade at San Francisco0 – $7,215 / month
E-1$4,764
E-2$4,764
E-3$4,764
E-4$4,764
E-5$5,127
E-6$5,454
E-7$5,490
E-8$5,529
E-9$5,799
W-1$5,472
W-2$5,505
W-3$5,559
W-4$5,892
W-5$6,297
O-1E$5,493
O-2E$5,547
O-3E$5,955
O-1$5,172
O-2$5,451
O-3$5,556
O-4$6,444
O-5$7,089
O-6$7,155
O-7$7,215
The pay chart moves this allowance far less than the map does.
Moving from San Francisco to Westchester County at O-5
is worth $975 a month — about 15 promotions at this grade.
Where you are stationed outweighs rank, by a lot.
What the rate table does not tell you
01
“With dependents” is a dependency
status, not a marital status. A single member paying child support can be authorized
BAH-Diff; a married dual-military couple with no children is not automatically the
with-dependents rate for both. If your situation is unusual, your finance office decides —
not this table.
02
O-8, O-9 and O-10 draw the same BAH as
O-7. The table stops there for a reason, not because it is missing rows.
03
This is CONUS BAH only. Overseas is OHA,
which works differently — it reimburses actual rent up to a cap, with separate utility and
move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.