BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    With $4,356Without $3,318

    E-3 at Santa Clara County draws $4,356 per month with dependents in 2026, $3,318 without

    Permalinkbahratedesk.com/santa-clara-county-ca/e-3/ExcelCSVDownloads cover this station.
    Santa Clara County, CA
    E-3 · with dependents
    $4,356/ month
    $52,272 / year
    At E-3, this is #3 of 338 stations loaded · high New York City $5,067 · low Youngstown $1,134
    MHA CA044 · ZIPs 94002 94020 94021 94022 94023 94024 +117 more
    Your grade is calledARMYPFCUSMCLCplNAVYSNUSAFA1C
    Untaxed — matching it with taxable pay takes$5,585 / mo gross
    Without dependents here$3,318 / mo
    In government quarters, no dependents$50.10 / mo partial
    Santa Clara County — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$4,356$3,318
    E-2$4,356$3,318
    E-3$4,356$3,318
    E-4$4,356$3,318
    E-5$4,659$3,798
    E-6$4,977$4,086
    E-7$5,058$4,368
    E-8$5,145$4,728
    E-9$5,382$4,815
    Warrant officer
    W-1$4,998$4,257
    W-2$5,094$4,725
    W-3$5,202$4,830
    W-4$5,448$4,992
    W-5$5,751$5,076
    Officer — prior enlisted
    O-1E$5,070$4,656
    O-2E$5,184$4,797
    O-3E$5,496$4,971
    Officer
    O-1$4,704$4,053
    O-2$4,974$4,560
    O-3$5,199$4,860
    O-4$5,856$5,055
    O-5$6,333$5,100
    O-6$6,387$5,178
    O-7$6,441$5,274
    PCS compareSanta Clara County · E-3 · $4,356/mo
    Aberdeen Proving Grounds$2,268/mo · $27,216/yr
    ▼ CUT−$2,088−$25,056/yr · like −$32,123 of salary

    What this rate means

    E-3 with dependents, nearest stations0 – $5,067 / month
    New York City$5,067
    San Francisco$4,764
    Santa Clara County$4,356
    Boston$4,344
    Northern New Jersey$4,275
    Nantucket$4,218
    Westchester County$4,182
    Youngstown$1,134

    Santa Clara County is #3 of 338. The spread between the dearest and cheapest station at this grade is $3,933 a month — $47,196 a year, untaxed.

    Every pay grade at Santa Clara County0 – $6,441 / month
    E-1$4,356
    E-2$4,356
    E-3$4,356
    E-4$4,356
    E-5$4,659
    E-6$4,977
    E-7$5,058
    E-8$5,145
    E-9$5,382
    W-1$4,998
    W-2$5,094
    W-3$5,202
    W-4$5,448
    W-5$5,751
    O-1E$5,070
    O-2E$5,184
    O-3E$5,496
    O-1$4,704
    O-2$4,974
    O-3$5,199
    O-4$5,856
    O-5$6,333
    O-6$6,387
    O-7$6,441

    Promoting to E-4 here adds $0 a month. The pay chart moves this allowance far less than the map does.

    01

    Dependency status is worth 31% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $4,356 a month of BAH takes more than $4,356 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.