Official data current

Santa Clara County BAH rates

Verified · Effective 2026-01-01 · MHA CA044

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O-4 · With dependents
$5,856per month

$70,272 per year · federal tax-free allowance

Official DoD / DTMO rate · CONUS BAH, not an estimate

National position #7 of 338O-4 · with dependents reference
Taxable-pay equivalent$7,508/mo Using the stated 22% comparison rate
Year-over-year change+$99/mo · +1.7%2025 $5,757 → 2026 $5,856
O-4 rate selectedMHA CA044 ZIPs 94002 94020 94021 94022 94023 94024 +117
PCS compare Santa Clara County · O-4 · with dep. · $5,856/mo
Santa Clara County $5,856/mo · $70,272/yr
CURRENT

Pick a station below to see what the move is worth a year, before tax. Orders rarely arrive as one option — add several and rank them.

Comparison uses with-dependents rates. Differences are annual and untaxed. Rate protection is not applied — a PCS resets you to the new location's current-year rate.

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Rate history

How updates work
2025$5,757
2026$5,856

Verified official history. With-dependents rate shown; use the dependency switch above for its exact comparison.

Santa Clara County — full sheet Tap a row

What this rate means

O-4 with dependents, nearest stations0 – $7,470 / month
Westchester County $7,470
New York City $6,459
San Francisco $6,444
Nantucket $6,306
Maui County $6,045
Boston $5,928
Santa Clara County $5,856
Florida Keys $5,655
Northern New Jersey $5,610
Hanscom AFB $5,535
Long Island $5,502
Martha's Vineyard $5,385
Kauai County $5,376
Essex CO $5,301
Monterey $5,259
Miami $5,208
Camp Pendleton $5,085
San Diego $5,082
Los Angeles $5,052
Staten Island $5,043
Portsmouth $4,983
Youngstown $1,809

Santa Clara County is #7 of 338. The spread between the dearest and cheapest station at this grade is $5,661 a month — $67,932 a year, untaxed.

Every pay grade at Santa Clara County0 – $6,441 / month
E-1 $4,356
E-2 $4,356
E-3 $4,356
E-4 $4,356
E-5 $4,659
E-6 $4,977
E-7 $5,058
E-8 $5,145
E-9 $5,382
W-1 $4,998
W-2 $5,094
W-3 $5,202
W-4 $5,448
W-5 $5,751
O-1E $5,070
O-2E $5,184
O-3E $5,496
O-1 $4,704
O-2 $4,974
O-3 $5,199
O-4 $5,856
O-5 $6,333
O-6 $6,387
O-7 $6,441

The pay chart moves this allowance far less than the map does.

Moving from Santa Clara County to Westchester County at O-4 is worth $1,614 a month — about 3 promotions at this grade. Where you are stationed outweighs rank, by a lot.

What the rate table does not tell you

01

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

02

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

03

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

Source: DoD Defense Travel Management Office, effective 01 JAN 2026. How these rates are sourced and checked.

Source record

Where these numbers come from

Official fields remain unchanged. Years are aligned by DTMO's MHA code; no missing value is interpolated.

2026 official releaseDTMO source archive
Effective
2026-01-01
Retrieved
2026-09-05
Last verified
2026-09-07
SHA-256
5446fed831e1…
2025 official releaseDTMO source archive
Effective
2025-01-01
Retrieved
2026-09-07
Last verified
2026-09-07
SHA-256
32d18c4220e8…