BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA

Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.

Or type your rank

Press Enter to look it up.

Enlisted
E-1E-2E-3E-4E-5E-6E-7E-8E-9
Warrant
W-1W-2W-3W-4W-5
Prior enl.
O-1EO-2EO-3E
Officer
O-1O-2O-3O-4O-5O-6O-7
Dependents
With $2,184 Without $1,665

E-5 at Spokane draws $2,184 per month with dependents in 2026, $1,665 without

Permalink bahratedesk.com/spokane-wa/ Excel CSV
Spokane, WA
E-5 · with dependents
$2,184/ month
$26,208 / year
At E-5, this is #143 of 338 stations · high San Francisco $5,127 · low Anniston $1,185
MHA WA310 · ZIPs 99001 99003 99004 99005 99006 99009 +46 more
Your grade is called ARMYSGTUSMCSgtNAVYPO2USAFSSgt
Untaxed — matching it with taxable pay takes $2,800 / mo gross
Without dependents here $1,665 / mo
In government quarters, no dependents $50.10 / mo partial
PCS compare Spokane · E-5 · $2,184/mo
Spokane $2,184/mo · $26,208/yr
CURRENT

Pick a station below to see what the move is worth a year, before tax. Orders rarely arrive as one option — add several and rank them.

Differences are annual and untaxed. Rate protection is not applied — a PCS resets you to the new location's current-year rate.

Spokane — full sheet Tap a row
GradeWith dep.Without
Enlisted
E-1 $1,947 $1,611
E-2 $1,947 $1,611
E-3 $1,947 $1,611
E-4 $1,947 $1,611
E-5 $2,184 $1,665
E-6 $2,553 $1,914
E-7 $2,658 $1,995
E-8 $2,772 $2,262
E-9 $2,901 $2,367
Warrant officer
W-1 $2,574 $1,932
W-2 $2,706 $2,259
W-3 $2,847 $2,382
W-4 $2,922 $2,574
W-5 $3,021 $2,685
Officer — prior enlisted
O-1E $2,679 $2,181
O-2E $2,826 $2,343
O-3E $2,937 $2,547
Officer
O-1 $2,235 $1,707
O-2 $2,550 $2,106
O-3 $2,844 $2,418
O-4 $3,048 $2,658
O-5 $3,195 $2,721
O-6 $3,222 $2,826
O-7 $3,243 $2,874

What this rate means

E-5 with dependents, nearest stations0 – $5,127 / month
San Francisco $5,127
Asheville $2,214
Buffalo $2,214
Rochester $2,214
Albuquerque $2,211
Dahlonega $2,208
Brunswick $2,205
Coastal Maine $2,193
Houston $2,193
Eugene $2,187
Knoxville $2,184
Spokane $2,184
Grand Haven $2,181
Jacksonville $2,181
Charlotte $2,169
Panama City $2,163
County Cost Group 820 $2,160
Memphis $2,154
Grand Rapids $2,148
Lemoore NAS $2,139
Kings Bay $2,133
Salt Lake City $2,130
Anniston $1,185

Spokane is #143 of 338. The spread between the dearest and cheapest station at this grade is $3,942 a month — $47,304 a year, untaxed.

Every pay grade at Spokane0 – $3,243 / month
E-1 $1,947
E-2 $1,947
E-3 $1,947
E-4 $1,947
E-5 $2,184
E-6 $2,553
E-7 $2,658
E-8 $2,772
E-9 $2,901
W-1 $2,574
W-2 $2,706
W-3 $2,847
W-4 $2,922
W-5 $3,021
O-1E $2,679
O-2E $2,826
O-3E $2,937
O-1 $2,235
O-2 $2,550
O-3 $2,844
O-4 $3,048
O-5 $3,195
O-6 $3,222
O-7 $3,243

The pay chart moves this allowance far less than the map does.

Moving from Spokane to San Francisco at E-5 is worth $2,943 a month — about 8 promotions at this grade. Where you are stationed outweighs rank, by a lot.

Things the rate table doesn't tell you

01

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

02

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

03

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

Source: DoD Defense Travel Management Office, effective 01 JAN 2026. How these rates are sourced and checked.