Pick a station below to see what the move is worth a year, before tax.
Orders rarely arrive as one option — add several and rank them.
Comparison uses with-dependents rates. Differences are annual and untaxed.
Rate protection is not applied — a PCS resets you to the new location's current-year rate.
O-4 with dependents, nearest stations0 – $7,470 / month
Westchester County$7,470
Buffalo$3,093
Eugene$3,090
Rome$3,090
Twenty Nine Palms MCB$3,090
Dover AFB$3,078
Patuxent River$3,075
Pittsburgh$3,075
Abilene$3,063
Norfolk$3,054
Coastal Maine$3,051
Spokane$3,048
St. Louis$3,048
Dallas$3,045
Helena$3,039
Houston$3,039
Syracuse$3,039
Savannah$3,036
County Cost Group 820$3,033
Gainesville$3,033
Nashville$3,033
Richmond$3,030
Youngstown$1,809
Spokane is #132 of 338. The spread between the
dearest and cheapest station at this grade is $5,661 a month —
$67,932 a year, untaxed.
Every pay grade at Spokane0 – $3,243 / month
E-1$1,947
E-2$1,947
E-3$1,947
E-4$1,947
E-5$2,184
E-6$2,553
E-7$2,658
E-8$2,772
E-9$2,901
W-1$2,574
W-2$2,706
W-3$2,847
W-4$2,922
W-5$3,021
O-1E$2,679
O-2E$2,826
O-3E$2,937
O-1$2,235
O-2$2,550
O-3$2,844
O-4$3,048
O-5$3,195
O-6$3,222
O-7$3,243
The pay chart moves this allowance far less than the map does.
Moving from Spokane to Westchester County at O-4
is worth $4,422 a month — about 30 promotions at this grade.
Where you are stationed outweighs rank, by a lot.
What the rate table does not tell you
01
“With dependents” is a dependency
status, not a marital status. A single member paying child support can be authorized
BAH-Diff; a married dual-military couple with no children is not automatically the
with-dependents rate for both. If your situation is unusual, your finance office decides —
not this table.
02
O-8, O-9 and O-10 draw the same BAH as
O-7. The table stops there for a reason, not because it is missing rows.
03
This is CONUS BAH only. Overseas is OHA,
which works differently — it reimburses actual rent up to a cap, with separate utility and
move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.