Official data current

Spokane BAH rates

Verified · Effective 2026-01-01 · MHA WA310

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O-3 · With dependents
$2,844per month

$34,128 per year · federal tax-free allowance

Official DoD / DTMO rate · CONUS BAH, not an estimate

National position #120 of 338O-3 · with dependents reference
Taxable-pay equivalent$3,646/mo Using the stated 22% comparison rate
Year-over-year change+$69/mo · +2.5%2025 $2,775 → 2026 $2,844
O-3 rate selectedMHA WA310 ZIPs 99001 99003 99004 99005 99006 99009 +46
PCS compare Spokane · O-3 · with dep. · $2,844/mo
Spokane $2,844/mo · $34,128/yr
CURRENT

Pick a station below to see what the move is worth a year, before tax. Orders rarely arrive as one option — add several and rank them.

Comparison uses with-dependents rates. Differences are annual and untaxed. Rate protection is not applied — a PCS resets you to the new location's current-year rate.

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Rate history

How updates work
2025$2,775
2026$2,844

Verified official history. With-dependents rate shown; use the dependency switch above for its exact comparison.

Spokane — full sheet Tap a row

What this rate means

O-3 with dependents, nearest stations0 – $6,633 / month
Westchester County $6,633
County Cost Group 840 $2,907
Knoxville $2,904
Allentown $2,880
Rome $2,880
Coastal Maine $2,868
Corvallis $2,865
Abilene $2,859
Beaufort $2,856
Dallas $2,847
Dahlgren $2,844
Spokane $2,844
Humboldt County $2,838
Asheville $2,835
County Cost Group 830 $2,826
Twenty Nine Palms MCB $2,814
Syracuse $2,811
Fort Collins $2,805
Reno $2,799
Nashville $2,784
Detroit $2,778
Buffalo $2,772
Anniston $1,686

Spokane is #120 of 338. The spread between the dearest and cheapest station at this grade is $4,947 a month — $59,364 a year, untaxed.

Every pay grade at Spokane0 – $3,243 / month
E-1 $1,947
E-2 $1,947
E-3 $1,947
E-4 $1,947
E-5 $2,184
E-6 $2,553
E-7 $2,658
E-8 $2,772
E-9 $2,901
W-1 $2,574
W-2 $2,706
W-3 $2,847
W-4 $2,922
W-5 $3,021
O-1E $2,679
O-2E $2,826
O-3E $2,937
O-1 $2,235
O-2 $2,550
O-3 $2,844
O-4 $3,048
O-5 $3,195
O-6 $3,222
O-7 $3,243

The pay chart moves this allowance far less than the map does.

Moving from Spokane to Westchester County at O-3 is worth $3,789 a month — about 19 promotions at this grade. Where you are stationed outweighs rank, by a lot.

What the rate table does not tell you

01

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

02

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

03

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

Source: DoD Defense Travel Management Office, effective 01 JAN 2026. How these rates are sourced and checked.

Source record

Where these numbers come from

Official fields remain unchanged. Years are aligned by DTMO's MHA code; no missing value is interpolated.

2026 official releaseDTMO source archive
Effective
2026-01-01
Retrieved
2026-09-05
Last verified
2026-09-07
SHA-256
5446fed831e1…
2025 official releaseDTMO source archive
Effective
2025-01-01
Retrieved
2026-09-07
Last verified
2026-09-07
SHA-256
32d18c4220e8…