Official data current

Toledo BAH rates

Verified · Effective 2026-01-01 · MHA OH232

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O-1E · With dependents
$2,187per month

$26,244 per year · federal tax-free allowance

Official DoD / DTMO rate · CONUS BAH, not an estimate

National position #221 of 338O-1E · with dependents reference
Taxable-pay equivalent$2,804/mo Using the stated 22% comparison rate
Year-over-year change+$102/mo · +4.9%2025 $2,085 → 2026 $2,187
O-1E rate selectedMHA OH232 ZIPs 43402 43403 43405 43406 43413 43414 +84
PCS compare Toledo · O-1E · with dep. · $2,187/mo
Toledo $2,187/mo · $26,244/yr
CURRENT

Pick a station below to see what the move is worth a year, before tax. Orders rarely arrive as one option — add several and rank them.

Comparison uses with-dependents rates. Differences are annual and untaxed. Rate protection is not applied — a PCS resets you to the new location's current-year rate.

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Rate history

How updates work
2025$2,085
2026$2,187

Verified official history. With-dependents rate shown; use the dependency switch above for its exact comparison.

Toledo — full sheet Tap a row

What this rate means

O-1E with dependents, nearest stations0 – $5,931 / month
Westchester County $5,931
Mountain Home AFB $2,244
Kansas City $2,229
County Cost Group 780 $2,220
Fort Huachuca $2,220
Johnson City $2,220
Baton Rouge $2,217
Waco $2,217
Morehead $2,205
Wichita Fls $2,202
Fort Gordon $2,193
Toledo $2,187
Lincoln $2,181
Bloomington $2,175
Fayetteville $2,175
Fort Bliss $2,175
Lexington $2,175
Roanoke $2,172
Greensboro $2,169
Marquette $2,169
Columbia $2,163
County Cost Group 770 $2,157
Youngstown $1,521

Toledo is #221 of 338. The spread between the dearest and cheapest station at this grade is $4,410 a month — $52,920 a year, untaxed.

Every pay grade at Toledo0 – $2,850 / month
E-1 $1,758
E-2 $1,758
E-3 $1,758
E-4 $1,758
E-5 $2,031
E-6 $2,166
E-7 $2,184
E-8 $2,193
E-9 $2,283
W-1 $2,181
W-2 $2,190
W-3 $2,202
W-4 $2,319
W-5 $2,490
O-1E $2,187
O-2E $2,196
O-3E $2,346
O-1 $2,058
O-2 $2,163
O-3 $2,199
O-4 $2,544
O-5 $2,811
O-6 $2,832
O-7 $2,850

The pay chart moves this allowance far less than the map does.

Moving from Toledo to Westchester County at O-1E is worth $3,744 a month — about 416 promotions at this grade. Where you are stationed outweighs rank, by a lot.

What the rate table does not tell you

01

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

02

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

03

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

Source: DoD Defense Travel Management Office, effective 01 JAN 2026. How these rates are sourced and checked.

Source record

Where these numbers come from

Official fields remain unchanged. Years are aligned by DTMO's MHA code; no missing value is interpolated.

2026 official releaseDTMO source archive
Effective
2026-01-01
Retrieved
2026-09-05
Last verified
2026-09-07
SHA-256
5446fed831e1…
2025 official releaseDTMO source archive
Effective
2025-01-01
Retrieved
2026-09-07
Last verified
2026-09-07
SHA-256
32d18c4220e8…