Pick a station below to see what the move is worth a year, before tax.
Orders rarely arrive as one option — add several and rank them.
Comparison uses with-dependents rates. Differences are annual and untaxed.
Rate protection is not applied — a PCS resets you to the new location's current-year rate.
W-4 with dependents, nearest stations0 – $6,963 / month
Westchester County$6,963
Indianapolis$2,361
Whiteman AFB$2,349
Lexington$2,343
Columbia$2,340
Greensboro$2,340
Pensacola$2,325
Baton Rouge$2,322
Seymour Johnson AFB$2,322
Fort Wayne$2,319
Mobile$2,319
Toledo$2,319
Robins AFB$2,313
Grand Forks$2,307
Huntsville$2,307
County Cost Group 760$2,301
Greenville$2,301
Brownsville$2,292
Champaign$2,280
Lansing$2,280
Laughlin AFB$2,280
Davis-Monthan AFB$2,274
Stevens Point$1,779
Toledo is #239 of 338. The spread between the
dearest and cheapest station at this grade is $5,184 a month —
$62,208 a year, untaxed.
Every pay grade at Toledo0 – $2,850 / month
E-1$1,758
E-2$1,758
E-3$1,758
E-4$1,758
E-5$2,031
E-6$2,166
E-7$2,184
E-8$2,193
E-9$2,283
W-1$2,181
W-2$2,190
W-3$2,202
W-4$2,319
W-5$2,490
O-1E$2,187
O-2E$2,196
O-3E$2,346
O-1$2,058
O-2$2,163
O-3$2,199
O-4$2,544
O-5$2,811
O-6$2,832
O-7$2,850
The pay chart moves this allowance far less than the map does.
Moving from Toledo to Westchester County at W-4
is worth $4,644 a month — about 27 promotions at this grade.
Where you are stationed outweighs rank, by a lot.
What the rate table does not tell you
01
“With dependents” is a dependency
status, not a marital status. A single member paying child support can be authorized
BAH-Diff; a married dual-military couple with no children is not automatically the
with-dependents rate for both. If your situation is unusual, your finance office decides —
not this table.
02
O-8, O-9 and O-10 draw the same BAH as
O-7. The table stops there for a reason, not because it is missing rows.
03
This is CONUS BAH only. Overseas is OHA,
which works differently — it reimburses actual rent up to a cap, with separate utility and
move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.