BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    WithWithout

    O-3 with dependents at Vandenberg SFB draws $3,780 per month in 2026

    Permalinkbahratedesk.com/vandenberg-sfb-ca/o-3/with/ExcelCSVDownloads cover this station.
    Vandenberg SFB, CA
    O-3 · with dependents
    $3,780/ month
    $45,360 / year
    At O-3, this is #44 of 338 stations loaded · high Westchester County $6,633 · low Anniston $1,686
    MHA CA026 · ZIPs 93254 93427 93429 93434 93436 93437 +9 more
    Your grade is calledARMYCPTUSMCCaptNAVYLTUSAFCapt
    Untaxed — matching it with taxable pay takes$4,846 / mo gross
    Other dependency status here$3,528 without dependents
    In government quarters, no dependents$50.10 / mo partial
    Vandenberg SFB — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$3,156$2,397
    E-2$3,156$2,397
    E-3$3,156$2,397
    E-4$3,156$2,397
    E-5$3,333$2,778
    E-6$3,642$2,994
    E-7$3,693$3,162
    E-8$3,747$3,399
    E-9$3,873$3,486
    Warrant officer
    W-1$3,660$3,105
    W-2$3,714$3,396
    W-3$3,783$3,498
    W-4$3,906$3,648
    W-5$4,065$3,702
    Officer — prior enlisted
    O-1E$3,699$3,330
    O-2E$3,771$3,465
    O-3E$3,933$3,633
    Officer
    O-1$3,378$2,979
    O-2$3,639$3,276
    O-3$3,780$3,528
    O-4$4,113$3,687
    O-5$4,356$3,711
    O-6$4,392$3,759
    O-7$4,425$3,828
    PCS compareVandenberg SFB · O-3 · $3,780/mo
    Aberdeen Proving Grounds$3,072/mo · $36,864/yr
    ▼ CUT−$708−$8,496/yr · like −$10,892 of salary

    What this rate means

    O-3 with dependents, nearest stations0 – $6,633 / month
    Westchester County$6,633
    West Palm Beach$3,975
    Hawaii County$3,945
    New Haven$3,843
    County Cost Group 890$3,828
    Vandenberg SFB$3,780
    Brunswick$3,762
    Hartford$3,759
    Worcester$3,756
    Chicago$3,738
    Anniston$1,686

    Vandenberg SFB is #44 of 338. The spread between the dearest and cheapest station at this grade is $4,947 a month — $59,364 a year, untaxed.

    Every pay grade at Vandenberg SFB0 – $4,425 / month
    E-1$3,156
    E-2$3,156
    E-3$3,156
    E-4$3,156
    E-5$3,333
    E-6$3,642
    E-7$3,693
    E-8$3,747
    E-9$3,873
    W-1$3,660
    W-2$3,714
    W-3$3,783
    W-4$3,906
    W-5$4,065
    O-1E$3,699
    O-2E$3,771
    O-3E$3,933
    O-1$3,378
    O-2$3,639
    O-3$3,780
    O-4$4,113
    O-5$4,356
    O-6$4,392
    O-7$4,425

    Promoting to O-4 here adds $333 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from Vandenberg SFB to Westchester County at O-3 is worth $2,853 a month — about 9 promotions worth of housing allowance, at $333 per grade here.

    02

    Dependency status is worth 7% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $3,780 a month of BAH takes more than $3,780 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.