BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    WithWithout

    O-3 without dependents at Vandenberg SFB draws $3,528 per month in 2026

    Permalinkbahratedesk.com/vandenberg-sfb-ca/o-3/without/ExcelCSVDownloads cover this station.
    Vandenberg SFB, CA
    O-3 · without dependents
    $3,528/ month
    $42,336 / year
    At O-3, this is #37 of 338 stations loaded · high San Francisco $5,331 · low Youngstown $1,344
    MHA CA026 · ZIPs 93254 93427 93429 93434 93436 93437 +9 more
    Your grade is calledARMYCPTUSMCCaptNAVYLTUSAFCapt
    Untaxed — matching it with taxable pay takes$4,523 / mo gross
    Other dependency status here$3,780 with dependents
    In government quarters, no dependents$50.10 / mo partial
    Vandenberg SFB — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$3,156$2,397
    E-2$3,156$2,397
    E-3$3,156$2,397
    E-4$3,156$2,397
    E-5$3,333$2,778
    E-6$3,642$2,994
    E-7$3,693$3,162
    E-8$3,747$3,399
    E-9$3,873$3,486
    Warrant officer
    W-1$3,660$3,105
    W-2$3,714$3,396
    W-3$3,783$3,498
    W-4$3,906$3,648
    W-5$4,065$3,702
    Officer — prior enlisted
    O-1E$3,699$3,330
    O-2E$3,771$3,465
    O-3E$3,933$3,633
    Officer
    O-1$3,378$2,979
    O-2$3,639$3,276
    O-3$3,780$3,528
    O-4$4,113$3,687
    O-5$4,356$3,711
    O-6$4,392$3,759
    O-7$4,425$3,828
    PCS compareVandenberg SFB · O-3 · $3,528/mo
    Aberdeen Proving Grounds$2,643/mo · $31,716/yr
    ▼ CUT−$885−$10,620/yr · like −$13,615 of salary

    What this rate means

    O-3 without dependents, nearest stations0 – $5,331 / month
    San Francisco$5,331
    Chicago$3,603
    Portsmouth$3,555
    West Palm Beach$3,534
    Washington$3,531
    Vandenberg SFB$3,528
    Burlington$3,516
    New Haven$3,483
    Riverside$3,471
    Portland$3,456
    Youngstown$1,344

    Vandenberg SFB is #37 of 338. The spread between the dearest and cheapest station at this grade is $3,987 a month — $47,844 a year, untaxed.

    Every pay grade at Vandenberg SFB0 – $3,828 / month
    E-1$2,397
    E-2$2,397
    E-3$2,397
    E-4$2,397
    E-5$2,778
    E-6$2,994
    E-7$3,162
    E-8$3,399
    E-9$3,486
    W-1$3,105
    W-2$3,396
    W-3$3,498
    W-4$3,648
    W-5$3,702
    O-1E$3,330
    O-2E$3,465
    O-3E$3,633
    O-1$2,979
    O-2$3,276
    O-3$3,528
    O-4$3,687
    O-5$3,711
    O-6$3,759
    O-7$3,828

    Promoting to O-4 here adds $159 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from Vandenberg SFB to San Francisco at O-3 is worth $1,803 a month — about 11 promotions worth of housing allowance, at $159 per grade here.

    02

    Dependency status is worth 7% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $3,528 a month of BAH takes more than $3,528 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.