O-4 without dependents, nearest stations0 – $5,874 / month
Westchester County$5,874
West Palm Beach$3,741
Newport$3,717
Chicago$3,699
Fitchburg$3,699
Vandenberg SFB$3,687
Providence$3,669
County Cost Group 890$3,633
Riverside$3,597
Worcester$3,528
Youngstown$1,497
Vandenberg SFB is #43 of 338. The spread between
the dearest and cheapest station at this grade is $4,377 a month —
$52,524 a year, untaxed.
Every pay grade at Vandenberg SFB0 – $3,828 / month
E-1$2,397
E-2$2,397
E-3$2,397
E-4$2,397
E-5$2,778
E-6$2,994
E-7$3,162
E-8$3,399
E-9$3,486
W-1$3,105
W-2$3,396
W-3$3,498
W-4$3,648
W-5$3,702
O-1E$3,330
O-2E$3,465
O-3E$3,633
O-1$2,979
O-2$3,276
O-3$3,528
O-4$3,687
O-5$3,711
O-6$3,759
O-7$3,828
Promoting to O-5 here adds $24 a
month. The pay chart moves this allowance far less than the map does.
01
Where you are stationed outweighs what you are paid. Moving from Vandenberg SFB to Westchester County at O-4 is worth $2,187 a month — about 91 promotions worth of housing allowance, at $24 per grade here.
02
Dependency status is worth 12% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.
03
None of it is taxed. $3,687 a month of BAH takes more than $3,687 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.
Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.
Things the rate table doesn't tell you
01
“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.
02
O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.
03
This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.