BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA

Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.

Or type your rank

Press Enter to look it up.

Enlisted
E-1E-2E-3E-4E-5E-6E-7E-8E-9
Warrant
W-1W-2W-3W-4W-5
Prior enl.
O-1EO-2EO-3E
Officer
O-1O-2O-3O-4O-5O-6O-7
Dependents
With $2,073 Without $1,905

E-5 at Whidbey Island draws $2,073 per month with dependents in 2026, $1,905 without

Permalink bahratedesk.com/whidbey-island-wa/ Excel CSV
Whidbey Island, WA
E-5 · with dependents
$2,073/ month
$24,876 / year
At E-5, this is #165 of 338 stations · high San Francisco $5,127 · low Anniston $1,185
MHA WA312 · ZIPs 98221 98222 98232 98233 98235 98236 +17 more
Your grade is called ARMYSGTUSMCSgtNAVYPO2USAFSSgt
Untaxed — matching it with taxable pay takes $2,658 / mo gross
Without dependents here $1,905 / mo
In government quarters, no dependents $50.10 / mo partial
PCS compare Whidbey Island · E-5 · $2,073/mo
Whidbey Island $2,073/mo · $24,876/yr
CURRENT

Pick a station below to see what the move is worth a year, before tax. Orders rarely arrive as one option — add several and rank them.

Differences are annual and untaxed. Rate protection is not applied — a PCS resets you to the new location's current-year rate.

Whidbey Island — full sheet Tap a row
GradeWith dep.Without
Enlisted
E-1 $2,013 $1,839
E-2 $2,013 $1,839
E-3 $2,013 $1,839
E-4 $2,013 $1,839
E-5 $2,073 $1,905
E-6 $2,745 $2,058
E-7 $2,877 $2,157
E-8 $3,018 $2,265
E-9 $3,159 $2,412
Warrant officer
W-1 $2,766 $2,076
W-2 $2,934 $2,208
W-3 $3,111 $2,436
W-4 $3,174 $2,772
W-5 $3,258 $2,910
Officer — prior enlisted
O-1E $2,901 $2,175
O-2E $3,084 $2,367
O-3E $3,189 $2,739
Officer
O-1 $2,157 $1,950
O-2 $2,736 $2,160
O-3 $3,105 $2,499
O-4 $3,279 $2,880
O-5 $3,402 $2,958
O-6 $3,429 $3,090
O-7 $3,453 $3,144

What this rate means

E-5 with dependents, nearest stations0 – $5,127 / month
San Francisco $5,127
Eastern Shore $2,121
Durham $2,118
Fort Worth $2,118
Ogden $2,118
Rome $2,109
Myrtle Beach $2,097
Raleigh $2,091
Bridgeport $2,085
Omaha $2,085
Carlisle Barracks $2,076
Whidbey Island $2,073
Nellis AFB $2,070
Traverse City $2,070
County Cost Group 810 $2,064
Duluth $2,064
Eastern Panhandle $2,058
Provo $2,058
Astoria $2,055
Syracuse $2,049
Gainesville $2,040
Wilmington $2,040
Anniston $1,185

Whidbey Island is #165 of 338. The spread between the dearest and cheapest station at this grade is $3,942 a month — $47,304 a year, untaxed.

Every pay grade at Whidbey Island0 – $3,453 / month
E-1 $2,013
E-2 $2,013
E-3 $2,013
E-4 $2,013
E-5 $2,073
E-6 $2,745
E-7 $2,877
E-8 $3,018
E-9 $3,159
W-1 $2,766
W-2 $2,934
W-3 $3,111
W-4 $3,174
W-5 $3,258
O-1E $2,901
O-2E $3,084
O-3E $3,189
O-1 $2,157
O-2 $2,736
O-3 $3,105
O-4 $3,279
O-5 $3,402
O-6 $3,429
O-7 $3,453

The pay chart moves this allowance far less than the map does.

Moving from Whidbey Island to San Francisco at E-5 is worth $3,054 a month — about 5 promotions at this grade. Where you are stationed outweighs rank, by a lot.

Things the rate table doesn't tell you

01

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

02

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

03

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

Source: DoD Defense Travel Management Office, effective 01 JAN 2026. How these rates are sourced and checked.