Official data current

Whidbey Island BAH rates

Verified · Effective 2026-01-01 · MHA WA312

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O-3 · With dependents
$3,105per month

$37,260 per year · federal tax-free allowance

Official DoD / DTMO rate · CONUS BAH, not an estimate

National position #88 of 338O-3 · with dependents reference
Taxable-pay equivalent$3,981/mo Using the stated 22% comparison rate
Year-over-year change+$63/mo · +2.1%2025 $3,042 → 2026 $3,105
O-3 rate selectedMHA WA312 ZIPs 98221 98222 98232 98233 98235 98236 +17
PCS compare Whidbey Island · O-3 · with dep. · $3,105/mo
Whidbey Island $3,105/mo · $37,260/yr
CURRENT

Pick a station below to see what the move is worth a year, before tax. Orders rarely arrive as one option — add several and rank them.

Comparison uses with-dependents rates. Differences are annual and untaxed. Rate protection is not applied — a PCS resets you to the new location's current-year rate.

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Rate history

How updates work
2025$3,042
2026$3,105

Verified official history. With-dependents rate shown; use the dependency switch above for its exact comparison.

Whidbey Island — full sheet Tap a row

What this rate means

O-3 with dependents, nearest stations0 – $6,633 / month
Westchester County $6,633
Ballston Spa $3,234
Astoria $3,213
Denver $3,207
Milwaukee $3,189
Cape May $3,186
Kodiak Island $3,174
Beale AFB $3,165
Baltimore $3,156
Fort Myers Beach $3,129
JB Lewis-McChord $3,123
Whidbey Island $3,105
County Cost Group 860 $3,090
Outer Banks $3,087
Port Angeles $3,081
Tampa $3,081
Fort Pierce $3,078
Aberdeen Proving Grounds $3,072
Traverse City $3,069
Dover AFB $3,051
Bremerton $3,045
Charlottesville $3,045
Anniston $1,686

Whidbey Island is #88 of 338. The spread between the dearest and cheapest station at this grade is $4,947 a month — $59,364 a year, untaxed.

Every pay grade at Whidbey Island0 – $3,453 / month
E-1 $2,013
E-2 $2,013
E-3 $2,013
E-4 $2,013
E-5 $2,073
E-6 $2,745
E-7 $2,877
E-8 $3,018
E-9 $3,159
W-1 $2,766
W-2 $2,934
W-3 $3,111
W-4 $3,174
W-5 $3,258
O-1E $2,901
O-2E $3,084
O-3E $3,189
O-1 $2,157
O-2 $2,736
O-3 $3,105
O-4 $3,279
O-5 $3,402
O-6 $3,429
O-7 $3,453

The pay chart moves this allowance far less than the map does.

Moving from Whidbey Island to Westchester County at O-3 is worth $3,528 a month — about 20 promotions at this grade. Where you are stationed outweighs rank, by a lot.

What the rate table does not tell you

01

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

02

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

03

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

Source: DoD Defense Travel Management Office, effective 01 JAN 2026. How these rates are sourced and checked.

Source record

Where these numbers come from

Official fields remain unchanged. Years are aligned by DTMO's MHA code; no missing value is interpolated.

2026 official releaseDTMO source archive
Effective
2026-01-01
Retrieved
2026-09-05
Last verified
2026-09-07
SHA-256
5446fed831e1…
2025 official releaseDTMO source archive
Effective
2025-01-01
Retrieved
2026-09-07
Last verified
2026-09-07
SHA-256
32d18c4220e8…