Official data current

Whidbey Island BAH rates

Verified · Effective 2026-01-01 · MHA WA312

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O-4 · With dependents
$3,279per month

$39,348 per year · federal tax-free allowance

Official DoD / DTMO rate · CONUS BAH, not an estimate

National position #103 of 338O-4 · with dependents reference
Taxable-pay equivalent$4,204/mo Using the stated 22% comparison rate
Year-over-year change+$39/mo · +1.2%2025 $3,240 → 2026 $3,279
O-4 rate selectedMHA WA312 ZIPs 98221 98222 98232 98233 98235 98236 +17
PCS compare Whidbey Island · O-4 · with dep. · $3,279/mo
Whidbey Island $3,279/mo · $39,348/yr
CURRENT

Pick a station below to see what the move is worth a year, before tax. Orders rarely arrive as one option — add several and rank them.

Comparison uses with-dependents rates. Differences are annual and untaxed. Rate protection is not applied — a PCS resets you to the new location's current-year rate.

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Rate history

How updates work
2025$3,240
2026$3,279

Verified official history. With-dependents rate shown; use the dependency switch above for its exact comparison.

Whidbey Island — full sheet Tap a row

What this rate means

O-4 with dependents, nearest stations0 – $7,470 / month
Westchester County $7,470
Oxford $3,378
Asheville $3,351
Fort Myers Beach $3,345
Beale AFB $3,342
Charlottesville $3,333
County Cost Group 850 $3,330
JB Lewis-McChord $3,324
Sacramento $3,318
Bridgeport $3,312
Port Angeles $3,285
Whidbey Island $3,279
Bremerton $3,258
Tampa $3,255
Traverse City $3,255
Dahlgren $3,243
Knoxville $3,243
Detroit $3,228
County Cost Group 840 $3,225
Fresno $3,213
Fairbanks $3,210
Allentown $3,207
Youngstown $1,809

Whidbey Island is #103 of 338. The spread between the dearest and cheapest station at this grade is $5,661 a month — $67,932 a year, untaxed.

Every pay grade at Whidbey Island0 – $3,453 / month
E-1 $2,013
E-2 $2,013
E-3 $2,013
E-4 $2,013
E-5 $2,073
E-6 $2,745
E-7 $2,877
E-8 $3,018
E-9 $3,159
W-1 $2,766
W-2 $2,934
W-3 $3,111
W-4 $3,174
W-5 $3,258
O-1E $2,901
O-2E $3,084
O-3E $3,189
O-1 $2,157
O-2 $2,736
O-3 $3,105
O-4 $3,279
O-5 $3,402
O-6 $3,429
O-7 $3,453

The pay chart moves this allowance far less than the map does.

Moving from Whidbey Island to Westchester County at O-4 is worth $4,191 a month — about 34 promotions at this grade. Where you are stationed outweighs rank, by a lot.

What the rate table does not tell you

01

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

02

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

03

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

Source: DoD Defense Travel Management Office, effective 01 JAN 2026. How these rates are sourced and checked.

Source record

Where these numbers come from

Official fields remain unchanged. Years are aligned by DTMO's MHA code; no missing value is interpolated.

2026 official releaseDTMO source archive
Effective
2026-01-01
Retrieved
2026-09-05
Last verified
2026-09-07
SHA-256
5446fed831e1…
2025 official releaseDTMO source archive
Effective
2025-01-01
Retrieved
2026-09-07
Last verified
2026-09-07
SHA-256
32d18c4220e8…