Official data current

Wilmington BAH rates

Verified · Effective 2026-01-01 · MHA NC186

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E-6 · With dependents
$2,502per month

$30,024 per year · federal tax-free allowance

Official DoD / DTMO rate · CONUS BAH, not an estimate

National position #143 of 338E-6 · with dependents reference
Taxable-pay equivalent$3,208/mo Using the stated 22% comparison rate
Year-over-year change−$3/mo · −0.1%2025 $2,505 → 2026 $2,502
E-6 rate selectedMHA NC186 ZIPs 28401 28402 28403 28404 28405 28406 +23
PCS compare Wilmington · E-6 · with dep. · $2,502/mo
Wilmington $2,502/mo · $30,024/yr
CURRENT

Pick a station below to see what the move is worth a year, before tax. Orders rarely arrive as one option — add several and rank them.

Comparison uses with-dependents rates. Differences are annual and untaxed. Rate protection is not applied — a PCS resets you to the new location's current-year rate.

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Rate history

How updates work
2025$2,505
2026$2,502

Verified official history. With-dependents rate shown; use the dependency switch above for its exact comparison.

Wilmington — full sheet Tap a row

What this rate means

E-6 with dependents, nearest stations0 – $5,454 / month
San Francisco $5,454
Twenty Nine Palms MCB $2,550
Patuxent River $2,547
Helena $2,535
Birmingham $2,532
Fort Collins $2,532
Cincinnati $2,526
Eglin AFB $2,526
Houston $2,517
Rochester $2,517
Dahlonega $2,514
Wilmington $2,502
Volusia County $2,496
Dover AFB $2,493
County Cost Group 820 $2,490
Eugene $2,481
Grand Haven $2,481
Phoenix $2,457
Fairbanks $2,454
Panama City $2,442
Fort Stewart $2,439
Charlotte $2,436
Youngstown $1,335

Wilmington is #143 of 338. The spread between the dearest and cheapest station at this grade is $4,119 a month — $49,428 a year, untaxed.

Every pay grade at Wilmington0 – $3,351 / month
E-1 $1,932
E-2 $1,932
E-3 $1,932
E-4 $1,932
E-5 $2,040
E-6 $2,502
E-7 $2,547
E-8 $2,595
E-9 $2,736
W-1 $2,523
W-2 $2,568
W-3 $2,631
W-4 $2,775
W-5 $2,958
O-1E $2,553
O-2E $2,619
O-3E $2,805
O-1 $2,100
O-2 $2,496
O-3 $2,628
O-4 $3,018
O-5 $3,303
O-6 $3,327
O-7 $3,351

The pay chart moves this allowance far less than the map does.

Moving from Wilmington to San Francisco at E-6 is worth $2,952 a month — about 66 promotions at this grade. Where you are stationed outweighs rank, by a lot.

What the rate table does not tell you

01

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

02

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

03

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

Source: DoD Defense Travel Management Office, effective 01 JAN 2026. How these rates are sourced and checked.

Source record

Where these numbers come from

Official fields remain unchanged. Years are aligned by DTMO's MHA code; no missing value is interpolated.

2026 official releaseDTMO source archive
Effective
2026-01-01
Retrieved
2026-09-05
Last verified
2026-09-07
SHA-256
5446fed831e1…
2025 official releaseDTMO source archive
Effective
2025-01-01
Retrieved
2026-09-07
Last verified
2026-09-07
SHA-256
32d18c4220e8…