Official data current

Wilmington BAH rates

Verified · Effective 2026-01-01 · MHA NC186

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O-1 · With dependents
$2,100per month

$25,200 per year · federal tax-free allowance

Official DoD / DTMO rate · CONUS BAH, not an estimate

National position #170 of 338O-1 · with dependents reference
Taxable-pay equivalent$2,692/mo Using the stated 22% comparison rate
Year-over-year change−$27/mo · −1.3%2025 $2,127 → 2026 $2,100
O-1 rate selectedMHA NC186 ZIPs 28401 28402 28403 28404 28405 28406 +23
PCS compare Wilmington · O-1 · with dep. · $2,100/mo
Wilmington $2,100/mo · $25,200/yr
CURRENT

Pick a station below to see what the move is worth a year, before tax. Orders rarely arrive as one option — add several and rank them.

Comparison uses with-dependents rates. Differences are annual and untaxed. Rate protection is not applied — a PCS resets you to the new location's current-year rate.

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Rate history

How updates work
2025$2,127
2026$2,100

Verified official history. With-dependents rate shown; use the dependency switch above for its exact comparison.

Wilmington — full sheet Tap a row

What this rate means

O-1 with dependents, nearest stations0 – $5,172 / month
San Francisco $5,172
Eastern Shore $2,151
Astoria $2,145
Kings Bay $2,145
Ogden $2,139
Myrtle Beach $2,136
Omaha $2,127
Raleigh $2,127
Carlisle Barracks $2,121
County Cost Group 810 $2,109
Duluth $2,106
Wilmington $2,100
Syracuse $2,097
Nellis AFB $2,094
Eastern Panhandle $2,091
Gainesville $2,085
Provo $2,085
Barstow $2,058
Salem $2,058
Toledo $2,058
Cleveland $2,055
Twenty Nine Palms MCB $2,052
Youngstown $1,218

Wilmington is #170 of 338. The spread between the dearest and cheapest station at this grade is $3,954 a month — $47,448 a year, untaxed.

Every pay grade at Wilmington0 – $3,351 / month
E-1 $1,932
E-2 $1,932
E-3 $1,932
E-4 $1,932
E-5 $2,040
E-6 $2,502
E-7 $2,547
E-8 $2,595
E-9 $2,736
W-1 $2,523
W-2 $2,568
W-3 $2,631
W-4 $2,775
W-5 $2,958
O-1E $2,553
O-2E $2,619
O-3E $2,805
O-1 $2,100
O-2 $2,496
O-3 $2,628
O-4 $3,018
O-5 $3,303
O-6 $3,327
O-7 $3,351

The pay chart moves this allowance far less than the map does.

Moving from Wilmington to San Francisco at O-1 is worth $3,072 a month — about 8 promotions at this grade. Where you are stationed outweighs rank, by a lot.

What the rate table does not tell you

01

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

02

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

03

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

Source: DoD Defense Travel Management Office, effective 01 JAN 2026. How these rates are sourced and checked.

Source record

Where these numbers come from

Official fields remain unchanged. Years are aligned by DTMO's MHA code; no missing value is interpolated.

2026 official releaseDTMO source archive
Effective
2026-01-01
Retrieved
2026-09-05
Last verified
2026-09-07
SHA-256
5446fed831e1…
2025 official releaseDTMO source archive
Effective
2025-01-01
Retrieved
2026-09-07
Last verified
2026-09-07
SHA-256
32d18c4220e8…