BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA

Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.

Or type your rank

Press Enter to look it up.

Enlisted
E-1E-2E-3E-4E-5E-6E-7E-8E-9
Warrant
W-1W-2W-3W-4W-5
Prior enl.
O-1EO-2EO-3E
Officer
O-1O-2O-3O-4O-5O-6O-7
Dependents
With $1,905 Without $1,482

E-5 at Bloomington draws $1,905 per month with dependents in 2026, $1,482 without

Permalink bahratedesk.com/bloomington-in/ Excel CSV
Bloomington, IN
E-5 · with dependents
$1,905/ month
$22,860 / year
At E-5, this is #195 of 338 stations · high San Francisco $5,127 · low Anniston $1,185
MHA IN399 · ZIPs 47401 47402 47403 47404 47405 47406 +22 more
Your grade is called ARMYSGTUSMCSgtNAVYPO2USAFSSgt
Untaxed — matching it with taxable pay takes $2,442 / mo gross
Without dependents here $1,482 / mo
In government quarters, no dependents $50.10 / mo partial
PCS compare Bloomington · E-5 · $1,905/mo
Bloomington $1,905/mo · $22,860/yr
CURRENT

Pick a station below to see what the move is worth a year, before tax. Orders rarely arrive as one option — add several and rank them.

Differences are annual and untaxed. Rate protection is not applied — a PCS resets you to the new location's current-year rate.

Bloomington — full sheet Tap a row
GradeWith dep.Without
Enlisted
E-1 $1,755 $1,317
E-2 $1,755 $1,317
E-3 $1,755 $1,317
E-4 $1,755 $1,317
E-5 $1,905 $1,482
E-6 $1,956 $1,617
E-7 $2,139 $1,761
E-8 $2,343 $1,923
E-9 $2,595 $1,947
Warrant officer
W-1 $1,971 $1,716
W-2 $2,223 $1,920
W-3 $2,475 $1,950
W-4 $2,640 $2,007
W-5 $2,841 $2,187
Officer — prior enlisted
O-1E $2,175 $1,902
O-2E $2,439 $1,926
O-3E $2,673 $2,004
Officer
O-1 $1,920 $1,602
O-2 $1,953 $1,860
O-3 $2,469 $1,953
O-4 $2,910 $2,184
O-5 $3,225 $2,418
O-6 $3,249 $2,454
O-7 $3,273 $2,496

What this rate means

E-5 with dependents, nearest stations0 – $5,127 / month
San Francisco $5,127
Twenty Nine Palms MCB $1,980
County Cost Group 800 $1,962
Battle Creek $1,959
Fort Wayne $1,947
Boise $1,926
Greenville $1,923
Yakima $1,923
Jackson $1,920
Roanoke $1,911
Rock Island $1,908
Bloomington $1,905
Davis-Monthan AFB $1,905
New Orleans $1,905
Bangor $1,893
County Cost Group 790 $1,890
Fort Gordon $1,890
Helena $1,887
Mobile $1,887
Columbia $1,878
Baton Rouge $1,875
Columbus $1,875
Anniston $1,185

Bloomington is #195 of 338. The spread between the dearest and cheapest station at this grade is $3,942 a month — $47,304 a year, untaxed.

Every pay grade at Bloomington0 – $3,273 / month
E-1 $1,755
E-2 $1,755
E-3 $1,755
E-4 $1,755
E-5 $1,905
E-6 $1,956
E-7 $2,139
E-8 $2,343
E-9 $2,595
W-1 $1,971
W-2 $2,223
W-3 $2,475
W-4 $2,640
W-5 $2,841
O-1E $2,175
O-2E $2,439
O-3E $2,673
O-1 $1,920
O-2 $1,953
O-3 $2,469
O-4 $2,910
O-5 $3,225
O-6 $3,249
O-7 $3,273

The pay chart moves this allowance far less than the map does.

Moving from Bloomington to San Francisco at E-5 is worth $3,222 a month — about 63 promotions at this grade. Where you are stationed outweighs rank, by a lot.

Things the rate table doesn't tell you

01

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

02

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

03

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

Source: DoD Defense Travel Management Office, effective 01 JAN 2026. How these rates are sourced and checked.