Official data current

Bloomington BAH rates

Verified · Effective 2026-01-01 · MHA IN399

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W-4 · With dependents
$2,640per month

$31,680 per year · federal tax-free allowance

Official DoD / DTMO rate · CONUS BAH, not an estimate

National position #169 of 338W-4 · with dependents reference
Taxable-pay equivalent$3,385/mo Using the stated 22% comparison rate
Year-over-year change+$111/mo · +4.4%2025 $2,529 → 2026 $2,640
W-4 rate selectedMHA IN399 ZIPs 47401 47402 47403 47404 47405 47406 +22
PCS compare Bloomington · W-4 · with dep. · $2,640/mo
Bloomington $2,640/mo · $31,680/yr
CURRENT

Pick a station below to see what the move is worth a year, before tax. Orders rarely arrive as one option — add several and rank them.

Comparison uses with-dependents rates. Differences are annual and untaxed. Rate protection is not applied — a PCS resets you to the new location's current-year rate.

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Rate history

How updates work
2025$2,529
2026$2,640

Verified official history. With-dependents rate shown; use the dependency switch above for its exact comparison.

Bloomington — full sheet Tap a row

What this rate means

W-4 with dependents, nearest stations0 – $6,963 / month
Westchester County $6,963
State College $2,715
Volusia County $2,706
Cincinnati $2,703
Tallahassee $2,700
Carlisle Barracks $2,673
Durham $2,673
Chattanooga $2,670
Columbus $2,664
Fort Carson $2,664
New Orleans $2,664
Bloomington $2,640
Jackson $2,634
Grand Haven $2,631
Myrtle Beach $2,625
County Cost Group 800 $2,619
Battle Creek $2,616
Provo $2,613
Fort Campbell $2,610
Hampton $2,610
Cleveland $2,604
Dahlonega $2,604
Stevens Point $1,779

Bloomington is #169 of 338. The spread between the dearest and cheapest station at this grade is $5,184 a month — $62,208 a year, untaxed.

Every pay grade at Bloomington0 – $3,273 / month
E-1 $1,755
E-2 $1,755
E-3 $1,755
E-4 $1,755
E-5 $1,905
E-6 $1,956
E-7 $2,139
E-8 $2,343
E-9 $2,595
W-1 $1,971
W-2 $2,223
W-3 $2,475
W-4 $2,640
W-5 $2,841
O-1E $2,175
O-2E $2,439
O-3E $2,673
O-1 $1,920
O-2 $1,953
O-3 $2,469
O-4 $2,910
O-5 $3,225
O-6 $3,249
O-7 $3,273

The pay chart moves this allowance far less than the map does.

Moving from Bloomington to Westchester County at W-4 is worth $4,323 a month — about 22 promotions at this grade. Where you are stationed outweighs rank, by a lot.

What the rate table does not tell you

01

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

02

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

03

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

Source: DoD Defense Travel Management Office, effective 01 JAN 2026. How these rates are sourced and checked.

Source record

Where these numbers come from

Official fields remain unchanged. Years are aligned by DTMO's MHA code; no missing value is interpolated.

2026 official releaseDTMO source archive
Effective
2026-01-01
Retrieved
2026-09-05
Last verified
2026-09-07
SHA-256
5446fed831e1…
2025 official releaseDTMO source archive
Effective
2025-01-01
Retrieved
2026-09-07
Last verified
2026-09-07
SHA-256
32d18c4220e8…