Official data current

Bloomington BAH rates

Verified · Effective 2026-01-01 · MHA IN399

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O-2 · With dependents
$1,953per month

$23,436 per year · federal tax-free allowance

Official DoD / DTMO rate · CONUS BAH, not an estimate

National position #249 of 338O-2 · with dependents reference
Taxable-pay equivalent$2,504/mo Using the stated 22% comparison rate
Year-over-year change+$102/mo · +5.5%2025 $1,851 → 2026 $1,953
O-2 rate selectedMHA IN399 ZIPs 47401 47402 47403 47404 47405 47406 +22
PCS compare Bloomington · O-2 · with dep. · $1,953/mo
Bloomington $1,953/mo · $23,436/yr
CURRENT

Pick a station below to see what the move is worth a year, before tax. Orders rarely arrive as one option — add several and rank them.

Comparison uses with-dependents rates. Differences are annual and untaxed. Rate protection is not applied — a PCS resets you to the new location's current-year rate.

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Rate history

How updates work
2025$1,851
2026$1,953

Verified official history. With-dependents rate shown; use the dependency switch above for its exact comparison.

Bloomington — full sheet Tap a row

What this rate means

O-2 with dependents, nearest stations0 – $5,451 / month
San Francisco $5,451
Marquette $2,007
Grand Forks $2,001
Scott AFB $1,995
Columbus AFB $1,992
County Cost Group 760 $1,992
Lexington $1,992
Lansing $1,980
Champaign $1,977
Minot AFB $1,977
Fort Benning $1,974
Bloomington $1,953
Seymour Johnson AFB $1,947
County Cost Group 750 $1,944
Sumter $1,944
Camp Lejeune $1,941
Tulsa $1,941
Little Rock $1,938
White Sands MR $1,926
Whiteman AFB $1,926
Akron $1,923
Fort Hood $1,917
Youngstown $1,332

Bloomington is #249 of 338. The spread between the dearest and cheapest station at this grade is $4,119 a month — $49,428 a year, untaxed.

Every pay grade at Bloomington0 – $3,273 / month
E-1 $1,755
E-2 $1,755
E-3 $1,755
E-4 $1,755
E-5 $1,905
E-6 $1,956
E-7 $2,139
E-8 $2,343
E-9 $2,595
W-1 $1,971
W-2 $2,223
W-3 $2,475
W-4 $2,640
W-5 $2,841
O-1E $2,175
O-2E $2,439
O-3E $2,673
O-1 $1,920
O-2 $1,953
O-3 $2,469
O-4 $2,910
O-5 $3,225
O-6 $3,249
O-7 $3,273

The pay chart moves this allowance far less than the map does.

Moving from Bloomington to San Francisco at O-2 is worth $3,498 a month — about 7 promotions at this grade. Where you are stationed outweighs rank, by a lot.

What the rate table does not tell you

01

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

02

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

03

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

Source: DoD Defense Travel Management Office, effective 01 JAN 2026. How these rates are sourced and checked.

Source record

Where these numbers come from

Official fields remain unchanged. Years are aligned by DTMO's MHA code; no missing value is interpolated.

2026 official releaseDTMO source archive
Effective
2026-01-01
Retrieved
2026-09-05
Last verified
2026-09-07
SHA-256
5446fed831e1…
2025 official releaseDTMO source archive
Effective
2025-01-01
Retrieved
2026-09-07
Last verified
2026-09-07
SHA-256
32d18c4220e8…