BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    With $2,343Without $1,923

    E-8 at Bloomington draws $2,343 per month with dependents in 2026, $1,923 without

    Permalinkbahratedesk.com/bloomington-in/e-8/ExcelCSVDownloads cover this station.
    Bloomington, IN
    E-8 · with dependents
    $2,343/ month
    $28,116 / year
    At E-8, this is #203 of 338 stations loaded · high Westchester County $6,333 · low Anniston $1,638
    MHA IN399 · ZIPs 47401 47402 47403 47404 47405 47406 +22 more
    Your grade is calledARMYMSG / 1SGUSMCMSgt / 1stSgtNAVYSCPOUSAFSMSgt
    Untaxed — matching it with taxable pay takes$3,004 / mo gross
    Without dependents here$1,923 / mo
    In government quarters, no dependents$50.10 / mo partial
    Bloomington — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$1,755$1,317
    E-2$1,755$1,317
    E-3$1,755$1,317
    E-4$1,755$1,317
    E-5$1,905$1,482
    E-6$1,956$1,617
    E-7$2,139$1,761
    E-8$2,343$1,923
    E-9$2,595$1,947
    Warrant officer
    W-1$1,971$1,716
    W-2$2,223$1,920
    W-3$2,475$1,950
    W-4$2,640$2,007
    W-5$2,841$2,187
    Officer — prior enlisted
    O-1E$2,175$1,902
    O-2E$2,439$1,926
    O-3E$2,673$2,004
    Officer
    O-1$1,920$1,602
    O-2$1,953$1,860
    O-3$2,469$1,953
    O-4$2,910$2,184
    O-5$3,225$2,418
    O-6$3,249$2,454
    O-7$3,273$2,496
    PCS compareBloomington · E-8 · $2,343/mo
    Aberdeen Proving Grounds$2,991/mo · $35,892/yr
    ▲ RAISE+$648+$7,776/yr · like +$9,969 of salary

    What this rate means

    E-8 with dependents, nearest stations0 – $6,333 / month
    Westchester County$6,333
    Fort Knox$2,352
    Kings Bay$2,352
    Boise$2,346
    Memphis$2,346
    Bloomington$2,343
    Nellis AFB$2,337
    Fort Drum$2,331
    Fort Leavenworth$2,331
    Jacksonville$2,331
    Anniston$1,638

    Bloomington is #203 of 338. The spread between the dearest and cheapest station at this grade is $4,695 a month — $56,340 a year, untaxed.

    Every pay grade at Bloomington0 – $3,273 / month
    E-1$1,755
    E-2$1,755
    E-3$1,755
    E-4$1,755
    E-5$1,905
    E-6$1,956
    E-7$2,139
    E-8$2,343
    E-9$2,595
    W-1$1,971
    W-2$2,223
    W-3$2,475
    W-4$2,640
    W-5$2,841
    O-1E$2,175
    O-2E$2,439
    O-3E$2,673
    O-1$1,920
    O-2$1,953
    O-3$2,469
    O-4$2,910
    O-5$3,225
    O-6$3,249
    O-7$3,273

    Promoting to E-9 here adds $252 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from Bloomington to Westchester County at E-8 is worth $3,990 a month — about 16 promotions worth of housing allowance, at $252 per grade here.

    02

    Dependency status is worth 22% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $2,343 a month of BAH takes more than $2,343 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.