Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA

Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.

Or type your rank

Press Enter to look it up.

Dependents
With $1,695 Without $1,530

E-5 at Fort Hood draws $1,695 per month with dependents in 2026, $1,530 without

Permalink bahratedesk.com/fort-hood/ Excel CSV
Fort Hood, TX
E-5 · with dependents
$1,695/ month
$20,340 / year
At E-5, this is #242 of 338 stations · high San Francisco $5,127 · low Anniston $1,185
MHA TX286 · ZIPs 76501 76502 76503 76504 76508 76511 +32 more
Your grade is called ARMYSGTUSMCSgtNAVYPO2USAFSSgt
Untaxed — matching it with taxable pay takes $2,173 / mo gross
Without dependents here $1,530 / mo
In government quarters, no dependents $50.10 / mo partial
MHA

Renamed back from Fort Cavazos for 2026. If your orders say Cavazos, this is the same MHA.

PCS compare Fort Hood · E-5 · $1,695/mo
Fort Hood $1,695/mo · $20,340/yr
CURRENT

Pick a station below to see what the move is worth a year, before tax. Orders rarely arrive as one option — add several and rank them.

Differences are annual and untaxed. Rate protection is not applied — a PCS resets you to the new location's current-year rate.

Fort Hood — full sheet Tap a row

What this rate means

E-5 with dependents, nearest stations0 – $5,127 / month
San Francisco $5,127
College Station $1,758
Waco $1,755
County Cost Group 770 $1,752
Wilkes-Barre $1,740
Grand Forks $1,731
Fort Huachuca $1,719
Fort Benning $1,716
Auburn $1,707
Fargo $1,707
White Sands MR $1,701
Fort Hood $1,695
Yuma $1,695
County Cost Group 760 $1,686
Montgomery $1,683
Fort Drum $1,665
Cheyenne $1,653
Wright-Patterson AFB $1,650
Fort Knox $1,647
Oklahoma City $1,644
Morgantown $1,641
County Cost Group 750 $1,638
Anniston $1,185

Fort Hood is #242 of 338. The spread between the dearest and cheapest station at this grade is $3,942 a month — $47,304 a year, untaxed.

Every pay grade at Fort Hood0 – $2,787 / month
E-1 $1,662
E-2 $1,662
E-3 $1,662
E-4 $1,662
E-5 $1,695
E-6 $1,920
E-7 $2,070
E-8 $2,238
E-9 $2,409
W-1 $1,938
W-2 $2,139
W-3 $2,346
W-4 $2,433
W-5 $2,544
O-1E $2,100
O-2E $2,313
O-3E $2,451
O-1 $1,731
O-2 $1,917
O-3 $2,340
O-4 $2,577
O-5 $2,748
O-6 $2,769
O-7 $2,787

The pay chart moves this allowance far less than the map does.

Moving from Fort Hood to San Francisco at E-5 is worth $3,432 a month — about 15 promotions at this grade. Where you are stationed outweighs rank, by a lot.

Things the rate table doesn't tell you

01

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

02

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

03

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

Source: DoD Defense Travel Management Office, effective 01 JAN 2026. How these rates are sourced and checked.