Official data current

Fort Hood BAH rates

Verified · Effective 2026-01-01 · MHA TX286

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O-5 · With dependents
$2,748per month

$32,976 per year · federal tax-free allowance

Official DoD / DTMO rate · CONUS BAH, not an estimate

National position #224 of 338O-5 · with dependents reference
Taxable-pay equivalent$3,523/mo Using the stated 22% comparison rate
Year-over-year change+$180/mo · +7.0%2025 $2,568 → 2026 $2,748
O-5 rate selectedMHA TX286 ZIPs 76501 76502 76503 76504 76508 76511 +32
PCS compare Fort Hood · O-5 · with dep. · $2,748/mo
Fort Hood $2,748/mo · $32,976/yr
CURRENT

Pick a station below to see what the move is worth a year, before tax. Orders rarely arrive as one option — add several and rank them.

Comparison uses with-dependents rates. Differences are annual and untaxed. Rate protection is not applied — a PCS resets you to the new location's current-year rate.

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Rate history

How updates work
2025$2,568
2026$2,748

Verified official history. With-dependents rate shown; use the dependency switch above for its exact comparison.

MHA

Renamed back from Fort Cavazos for 2026. If your orders say Cavazos, this is the same MHA.

Fort Hood — full sheet Tap a row

What this rate means

O-5 with dependents, nearest stations0 – $8,064 / month
Westchester County $8,064
Fort Worth $2,793
Fort Gordon $2,787
Roanoke $2,787
Fort Drum $2,784
Shreveport $2,778
Nellis AFB $2,775
Phoenix $2,775
Tulsa $2,766
Boise $2,763
Baton Rouge $2,748
Fort Hood $2,748
Fort Rucker $2,742
Jacksonville $2,736
Raleigh $2,736
County Cost Group 770 $2,730
Mobile $2,730
Fort Wayne $2,727
Columbia $2,724
Malmstrom SFB $2,724
Brownsville $2,721
Akron $2,715
Youngstown $1,827

Fort Hood is #224 of 338. The spread between the dearest and cheapest station at this grade is $6,237 a month — $74,844 a year, untaxed.

Every pay grade at Fort Hood0 – $2,787 / month
E-1 $1,662
E-2 $1,662
E-3 $1,662
E-4 $1,662
E-5 $1,695
E-6 $1,920
E-7 $2,070
E-8 $2,238
E-9 $2,409
W-1 $1,938
W-2 $2,139
W-3 $2,346
W-4 $2,433
W-5 $2,544
O-1E $2,100
O-2E $2,313
O-3E $2,451
O-1 $1,731
O-2 $1,917
O-3 $2,340
O-4 $2,577
O-5 $2,748
O-6 $2,769
O-7 $2,787

The pay chart moves this allowance far less than the map does.

Moving from Fort Hood to Westchester County at O-5 is worth $5,316 a month — about 253 promotions at this grade. Where you are stationed outweighs rank, by a lot.

What the rate table does not tell you

01

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

02

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

03

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

Source: DoD Defense Travel Management Office, effective 01 JAN 2026. How these rates are sourced and checked.

Source record

Where these numbers come from

Official fields remain unchanged. Years are aligned by DTMO's MHA code; no missing value is interpolated.

2026 official releaseDTMO source archive
Effective
2026-01-01
Retrieved
2026-09-05
Last verified
2026-09-07
SHA-256
5446fed831e1…
2025 official releaseDTMO source archive
Effective
2025-01-01
Retrieved
2026-09-07
Last verified
2026-09-07
SHA-256
32d18c4220e8…