BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    With $2,346Without $1,812

    W-3 at Fort Hood draws $2,346 per month with dependents in 2026, $1,812 without

    Permalinkbahratedesk.com/fort-hood/w-3/ExcelCSVDownloads cover this station.
    Fort Hood, TX
    W-3 · with dependents
    $2,346/ month
    $28,152 / year
    At W-3, this is #216 of 338 stations loaded · high Westchester County $6,654 · low Anniston $1,689
    MHA TX286 · ZIPs 76501 76502 76503 76504 76508 76511 +32 more
    Your grade is calledARMYCW3USMCCWO3NAVYCWO3
    Untaxed — matching it with taxable pay takes$3,008 / mo gross
    Without dependents here$1,812 / mo
    In government quarters, no dependents$50.10 / mo partial
    MHA

    Renamed back from Fort Cavazos for 2026. If your orders say Cavazos, this is the same MHA.

    Fort Hood — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$1,662$1,374
    E-2$1,662$1,374
    E-3$1,662$1,374
    E-4$1,662$1,374
    E-5$1,695$1,530
    E-6$1,920$1,626
    E-7$2,070$1,668
    E-8$2,238$1,746
    E-9$2,409$1,806
    Warrant officer
    W-1$1,938$1,665
    W-2$2,139$1,743
    W-3$2,346$1,812
    W-4$2,433$1,950
    W-5$2,544$2,109
    Officer — prior enlisted
    O-1E$2,100$1,692
    O-2E$2,313$1,788
    O-3E$2,451$1,908
    Officer
    O-1$1,731$1,623
    O-2$1,917$1,689
    O-3$2,340$1,833
    O-4$2,577$2,076
    O-5$2,748$2,169
    O-6$2,769$2,325
    O-7$2,787$2,361
    PCS compareFort Hood · W-3 · $2,346/mo
    Aberdeen Proving Grounds$3,075/mo · $36,900/yr
    ▲ RAISE+$729+$8,748/yr · like +$11,215 of salary

    What this rate means

    W-3 with dependents, nearest stations0 – $6,654 / month
    Westchester County$6,654
    Ogden$2,364
    Fayetteville$2,361
    Memphis$2,355
    County Cost Group 780$2,349
    Fort Hood$2,346
    Johnson City$2,346
    Mountain Home AFB$2,328
    Wichita Fls$2,328
    Fallon NAS$2,325
    Anniston$1,689

    Fort Hood is #216 of 338. The spread between the dearest and cheapest station at this grade is $4,965 a month — $59,580 a year, untaxed.

    Every pay grade at Fort Hood0 – $2,787 / month
    E-1$1,662
    E-2$1,662
    E-3$1,662
    E-4$1,662
    E-5$1,695
    E-6$1,920
    E-7$2,070
    E-8$2,238
    E-9$2,409
    W-1$1,938
    W-2$2,139
    W-3$2,346
    W-4$2,433
    W-5$2,544
    O-1E$2,100
    O-2E$2,313
    O-3E$2,451
    O-1$1,731
    O-2$1,917
    O-3$2,340
    O-4$2,577
    O-5$2,748
    O-6$2,769
    O-7$2,787

    Promoting to W-4 here adds $87 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from Fort Hood to Westchester County at W-3 is worth $4,308 a month — about 50 promotions worth of housing allowance, at $87 per grade here.

    02

    Dependency status is worth 29% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $2,346 a month of BAH takes more than $2,346 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.