Official data current

Fort Hood BAH rates

Verified · Effective 2026-01-01 · MHA TX286

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O-4 · With dependents
$2,577per month

$30,924 per year · federal tax-free allowance

Official DoD / DTMO rate · CONUS BAH, not an estimate

National position #218 of 338O-4 · with dependents reference
Taxable-pay equivalent$3,304/mo Using the stated 22% comparison rate
Year-over-year change+$150/mo · +6.2%2025 $2,427 → 2026 $2,577
O-4 rate selectedMHA TX286 ZIPs 76501 76502 76503 76504 76508 76511 +32
PCS compare Fort Hood · O-4 · with dep. · $2,577/mo
Fort Hood $2,577/mo · $30,924/yr
CURRENT

Pick a station below to see what the move is worth a year, before tax. Orders rarely arrive as one option — add several and rank them.

Comparison uses with-dependents rates. Differences are annual and untaxed. Rate protection is not applied — a PCS resets you to the new location's current-year rate.

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Rate history

How updates work
2025$2,427
2026$2,577

Verified official history. With-dependents rate shown; use the dependency switch above for its exact comparison.

MHA

Renamed back from Fort Cavazos for 2026. If your orders say Cavazos, this is the same MHA.

Fort Hood — full sheet Tap a row

What this rate means

O-4 with dependents, nearest stations0 – $7,470 / month
Westchester County $7,470
Rock Island $2,628
Scott AFB $2,625
Kansas City $2,622
Duluth $2,619
County Cost Group 780 $2,613
Nellis AFB $2,610
Boise $2,598
Raleigh $2,589
Roanoke $2,583
Jacksonville $2,580
Fort Hood $2,577
Lexington $2,571
Ogden $2,565
Shreveport $2,562
Fort Gordon $2,559
Toledo $2,544
County Cost Group 770 $2,541
Fort Rucker $2,541
Malmstrom SFB $2,532
Champaign $2,529
Lansing $2,529
Youngstown $1,809

Fort Hood is #218 of 338. The spread between the dearest and cheapest station at this grade is $5,661 a month — $67,932 a year, untaxed.

Every pay grade at Fort Hood0 – $2,787 / month
E-1 $1,662
E-2 $1,662
E-3 $1,662
E-4 $1,662
E-5 $1,695
E-6 $1,920
E-7 $2,070
E-8 $2,238
E-9 $2,409
W-1 $1,938
W-2 $2,139
W-3 $2,346
W-4 $2,433
W-5 $2,544
O-1E $2,100
O-2E $2,313
O-3E $2,451
O-1 $1,731
O-2 $1,917
O-3 $2,340
O-4 $2,577
O-5 $2,748
O-6 $2,769
O-7 $2,787

The pay chart moves this allowance far less than the map does.

Moving from Fort Hood to Westchester County at O-4 is worth $4,893 a month — about 29 promotions at this grade. Where you are stationed outweighs rank, by a lot.

What the rate table does not tell you

01

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

02

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

03

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

Source: DoD Defense Travel Management Office, effective 01 JAN 2026. How these rates are sourced and checked.

Source record

Where these numbers come from

Official fields remain unchanged. Years are aligned by DTMO's MHA code; no missing value is interpolated.

2026 official releaseDTMO source archive
Effective
2026-01-01
Retrieved
2026-09-05
Last verified
2026-09-07
SHA-256
5446fed831e1…
2025 official releaseDTMO source archive
Effective
2025-01-01
Retrieved
2026-09-07
Last verified
2026-09-07
SHA-256
32d18c4220e8…