What is E-5 BAH at Fort Worth in 2026?

$2,118 per month with dependents ($25,416 per year), effective 01 JAN 2026. Without dependents it is $1,656 per month.

Does BAH count as taxable income?

No. BAH is excluded from federal taxable income, so a given BAH amount is worth more than the same figure in basic pay.

What happens if my BAH rate drops this year?

BAH rate protection holds you at the prior year's amount as long as your duty location, pay grade and dependency status stay the same. The lower rate applies to members arriving on new orders.

E-5 BAH at Fort Worth 2026 — $2,118 with dependents, $1,656 without

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Fort Worth, TX

E-5 · with dependents

$2,118/ month

$25,416 / year

At E-5, this is #157 of 338 stations loaded · high San Francisco $5,127 · low Anniston $1,185

MHA TX356 · ZIPs 75054 76001 76002 76003 76004 76005 +116 more

Your grade is calledARMYSGTUSMCSgtNAVYPO2USAFSSgt

Untaxed — matching it with taxable pay takes$2,715 / mo gross

Without dependents here$1,656 / mo

In government quarters, no dependents$50.10 / mo partial

Fort Worth — full sheetTap a row

Grade	With dep.	Without
Enlisted
E-1	$1,938	$1,494
E-2	$1,938	$1,494
E-3	$1,938	$1,494
E-4	$1,938	$1,494
E-5	$2,118	$1,656
E-6	$2,424	$1,815
E-7	$2,445	$1,941
E-8	$2,454	$2,184
E-9	$2,490	$2,268
Warrant officer
W-1	$2,442	$1,884
W-2	$2,451	$2,181
W-3	$2,463	$2,280
W-4	$2,511	$2,418
W-5	$2,613	$2,427
Officer — prior enlisted
O-1E	$2,448	$2,115
O-2E	$2,457	$2,250
O-3E	$2,526	$2,415
Officer
O-1	$2,163	$1,752
O-2	$2,421	$2,061
O-3	$2,460	$2,310
O-4	$2,640	$2,421
O-5	$2,793	$2,430
O-6	$2,814	$2,433
O-7	$2,832	$2,451

What this rate means

E-5 with dependents, nearest stations0 – $5,127 / month

San Francisco$5,127

Kings Bay$2,133

Salt Lake City$2,130

Eastern Shore$2,121

Durham$2,118

Fort Worth$2,118

Ogden$2,118

Rome$2,109

Myrtle Beach$2,097

Raleigh$2,091

Anniston$1,185

Fort Worth is #157 of 338. The spread between the dearest and cheapest station at this grade is $3,942 a month — $47,304 a year, untaxed.

Every pay grade at Fort Worth0 – $2,832 / month

E-1$1,938

E-2$1,938

E-3$1,938

E-4$1,938

E-5$2,118

E-6$2,424

E-7$2,445

E-8$2,454

E-9$2,490

W-1$2,442

W-2$2,451

W-3$2,463

W-4$2,511

W-5$2,613

O-1E$2,448

O-2E$2,457

O-3E$2,526

O-1$2,163

O-2$2,421

O-3$2,460

O-4$2,640

O-5$2,793

O-6$2,814

O-7$2,832

Promoting to E-6 here adds $306 a month. The pay chart moves this allowance far less than the map does.

Where you are stationed outweighs what you are paid. Moving from Fort Worth to San Francisco at E-5 is worth $3,009 a month — about 10 promotions worth of housing allowance, at $306 per grade here.

Dependency status is worth 28% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

None of it is taxed. $2,118 a month of BAH takes more than $2,118 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

Things the rate table doesn't tell you

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

E-5 at Fort Worth draws $2,118 per month with dependents in 2026, $1,656 without

What this rate means

Things the rate table doesn't tell you