Official data current

Fort Worth BAH rates

Verified · Effective 2026-01-01 · MHA TX356

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O-4 · With dependents
$2,640per month

$31,680 per year · federal tax-free allowance

Official DoD / DTMO rate · CONUS BAH, not an estimate

National position #205 of 338O-4 · with dependents reference
Taxable-pay equivalent$3,385/mo Using the stated 22% comparison rate
Year-over-year change+$9/mo · +0.3%2025 $2,631 → 2026 $2,640
O-4 rate selectedMHA TX356 ZIPs 75054 76001 76002 76003 76004 76005 +116
PCS compare Fort Worth · O-4 · with dep. · $2,640/mo
Fort Worth $2,640/mo · $31,680/yr
CURRENT

Pick a station below to see what the move is worth a year, before tax. Orders rarely arrive as one option — add several and rank them.

Comparison uses with-dependents rates. Differences are annual and untaxed. Rate protection is not applied — a PCS resets you to the new location's current-year rate.

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Rate history

How updates work
2025$2,631
2026$2,640

Verified official history. With-dependents rate shown; use the dependency switch above for its exact comparison.

Fort Worth — full sheet Tap a row

What this rate means

O-4 with dependents, nearest stations0 – $7,470 / month
Westchester County $7,470
Wichita Fls $2,691
Bangor $2,688
Lemoore NAS $2,673
Albuquerque $2,670
Johnson City $2,664
Mountain Home AFB $2,658
Fort Drum $2,655
Phoenix $2,646
Eastern Shore $2,643
Fayetteville $2,640
Fort Worth $2,640
Marquette $2,634
Rock Island $2,628
Scott AFB $2,625
Kansas City $2,622
Duluth $2,619
County Cost Group 780 $2,613
Nellis AFB $2,610
Boise $2,598
Raleigh $2,589
Roanoke $2,583
Youngstown $1,809

Fort Worth is #205 of 338. The spread between the dearest and cheapest station at this grade is $5,661 a month — $67,932 a year, untaxed.

Every pay grade at Fort Worth0 – $2,832 / month
E-1 $1,938
E-2 $1,938
E-3 $1,938
E-4 $1,938
E-5 $2,118
E-6 $2,424
E-7 $2,445
E-8 $2,454
E-9 $2,490
W-1 $2,442
W-2 $2,451
W-3 $2,463
W-4 $2,511
W-5 $2,613
O-1E $2,448
O-2E $2,457
O-3E $2,526
O-1 $2,163
O-2 $2,421
O-3 $2,460
O-4 $2,640
O-5 $2,793
O-6 $2,814
O-7 $2,832

The pay chart moves this allowance far less than the map does.

Moving from Fort Worth to Westchester County at O-4 is worth $4,830 a month — about 32 promotions at this grade. Where you are stationed outweighs rank, by a lot.

What the rate table does not tell you

01

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

02

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

03

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

Source: DoD Defense Travel Management Office, effective 01 JAN 2026. How these rates are sourced and checked.

Source record

Where these numbers come from

Official fields remain unchanged. Years are aligned by DTMO's MHA code; no missing value is interpolated.

2026 official releaseDTMO source archive
Effective
2026-01-01
Retrieved
2026-09-05
Last verified
2026-09-07
SHA-256
5446fed831e1…
2025 official releaseDTMO source archive
Effective
2025-01-01
Retrieved
2026-09-07
Last verified
2026-09-07
SHA-256
32d18c4220e8…