BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    With $2,457Without $2,250

    O-2E at Fort Worth draws $2,457 per month with dependents in 2026, $2,250 without

    Permalinkbahratedesk.com/fort-worth-tx/o-2e/ExcelCSVDownloads cover this station.
    Fort Worth, TX
    O-2E · with dependents
    $2,457/ month
    $29,484 / year
    At O-2E, this is #185 of 338 stations loaded · high Westchester County $6,564 · low Anniston $1,671
    MHA TX356 · ZIPs 75054 76001 76002 76003 76004 76005 +116 more
    Your grade is calledARMY1LTUSMC1stLtNAVYLTJGUSAF1st Lt
    Untaxed — matching it with taxable pay takes$3,150 / mo gross
    Without dependents here$2,250 / mo
    In government quarters, no dependents$50.10 / mo partial
    Fort Worth — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$1,938$1,494
    E-2$1,938$1,494
    E-3$1,938$1,494
    E-4$1,938$1,494
    E-5$2,118$1,656
    E-6$2,424$1,815
    E-7$2,445$1,941
    E-8$2,454$2,184
    E-9$2,490$2,268
    Warrant officer
    W-1$2,442$1,884
    W-2$2,451$2,181
    W-3$2,463$2,280
    W-4$2,511$2,418
    W-5$2,613$2,427
    Officer — prior enlisted
    O-1E$2,448$2,115
    O-2E$2,457$2,250
    O-3E$2,526$2,415
    Officer
    O-1$2,163$1,752
    O-2$2,421$2,061
    O-3$2,460$2,310
    O-4$2,640$2,421
    O-5$2,793$2,430
    O-6$2,814$2,433
    O-7$2,832$2,451
    PCS compareFort Worth · O-2E · $2,457/mo
    Aberdeen Proving Grounds$3,051/mo · $36,612/yr
    ▲ RAISE+$594+$7,128/yr · like +$9,138 of salary

    What this rate means

    O-2E with dependents, nearest stations0 – $6,564 / month
    Westchester County$6,564
    Charlotte$2,469
    Hampton$2,466
    Eastern Panhandle$2,463
    Corpus Christi$2,457
    Fort Worth$2,457
    Rapid City$2,457
    Cleveland$2,454
    Bloomington$2,439
    Lemoore NAS$2,439
    Anniston$1,671

    Fort Worth is #185 of 338. The spread between the dearest and cheapest station at this grade is $4,893 a month — $58,716 a year, untaxed.

    Every pay grade at Fort Worth0 – $2,832 / month
    E-1$1,938
    E-2$1,938
    E-3$1,938
    E-4$1,938
    E-5$2,118
    E-6$2,424
    E-7$2,445
    E-8$2,454
    E-9$2,490
    W-1$2,442
    W-2$2,451
    W-3$2,463
    W-4$2,511
    W-5$2,613
    O-1E$2,448
    O-2E$2,457
    O-3E$2,526
    O-1$2,163
    O-2$2,421
    O-3$2,460
    O-4$2,640
    O-5$2,793
    O-6$2,814
    O-7$2,832

    Promoting to O-3E here adds $69 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from Fort Worth to Westchester County at O-2E is worth $4,107 a month — about 60 promotions worth of housing allowance, at $69 per grade here.

    02

    Dependency status is worth 9% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $2,457 a month of BAH takes more than $2,457 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.