Pick a station below to see what the move is worth a year, before tax.
Orders rarely arrive as one option — add several and rank them.
Comparison uses with-dependents rates. Differences are annual and untaxed.
Rate protection is not applied — a PCS resets you to the new location's current-year rate.
O-2 with dependents, nearest stations0 – $5,451 / month
San Francisco$5,451
Long Island$4,770
Maui County$4,767
Martha's Vineyard$4,587
Hanscom AFB$4,476
San Diego$4,401
Camp Pendleton$4,395
Kauai County$4,260
Staten Island$4,209
Los Angeles$4,185
West Point$4,113
Oakland$4,110
Fort Monmouth$4,077
Perth Amboy$4,065
Florida Keys$4,053
Ventura$4,002
Cape Cod-Plymouth$3,996
Trenton$3,969
San Luis Obispo$3,939
Honolulu County$3,909
Seattle$3,897
Monterey$3,864
Youngstown$1,332
Oakland is #18 of 338. The spread between the
dearest and cheapest station at this grade is $4,119 a month —
$49,428 a year, untaxed.
Every pay grade at Oakland0 – $5,220 / month
E-1$3,471
E-2$3,471
E-3$3,471
E-4$3,471
E-5$3,759
E-6$4,113
E-7$4,203
E-8$4,299
E-9$4,488
W-1$4,134
W-2$4,242
W-3$4,365
W-4$4,533
W-5$4,740
O-1E$4,218
O-2E$4,344
O-3E$4,566
O-1$3,807
O-2$4,110
O-3$4,362
O-4$4,809
O-5$5,133
O-6$5,178
O-7$5,220
The pay chart moves this allowance far less than the map does.
Moving from Oakland to San Francisco at O-2
is worth $1,341 a month — about 5 promotions at this grade.
Where you are stationed outweighs rank, by a lot.
What the rate table does not tell you
01
“With dependents” is a dependency
status, not a marital status. A single member paying child support can be authorized
BAH-Diff; a married dual-military couple with no children is not automatically the
with-dependents rate for both. If your situation is unusual, your finance office decides —
not this table.
02
O-8, O-9 and O-10 draw the same BAH as
O-7. The table stops there for a reason, not because it is missing rows.
03
This is CONUS BAH only. Overseas is OHA,
which works differently — it reimburses actual rent up to a cap, with separate utility and
move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.