Official data current

Oakland BAH rates

Verified · Effective 2026-01-01 · MHA CA018

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W-4 · With dependents
$4,533per month

$54,396 per year · federal tax-free allowance

Official DoD / DTMO rate · CONUS BAH, not an estimate

National position #26 of 338W-4 · with dependents reference
Taxable-pay equivalent$5,812/mo Using the stated 22% comparison rate
Year-over-year change+$180/mo · +4.1%2025 $4,353 → 2026 $4,533
W-4 rate selectedMHA CA018 ZIPs 94501 94502 94505 94506 94507 94509 +115
PCS compare Oakland · W-4 · with dep. · $4,533/mo
Oakland $4,533/mo · $54,396/yr
CURRENT

Pick a station below to see what the move is worth a year, before tax. Orders rarely arrive as one option — add several and rank them.

Comparison uses with-dependents rates. Differences are annual and untaxed. Rate protection is not applied — a PCS resets you to the new location's current-year rate.

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Rate history

How updates work
2025$4,353
2026$4,533

Verified official history. With-dependents rate shown; use the dependency switch above for its exact comparison.

Oakland — full sheet Tap a row

What this rate means

W-4 with dependents, nearest stations0 – $6,963 / month
Westchester County $6,963
Camp Pendleton $4,824
Staten Island $4,743
Miami $4,737
San Diego $4,731
Los Angeles $4,728
Portsmouth $4,668
Cape Cod-Plymouth $4,596
Trenton $4,578
West Point $4,572
Honolulu County $4,551
Oakland $4,533
San Luis Obispo $4,485
Portland $4,482
Fort Monmouth $4,476
Perth Amboy $4,392
Burlington $4,353
Manchester $4,347
Seattle $4,347
Ventura $4,341
Marin $4,305
Fitchburg $4,266
Stevens Point $1,779

Oakland is #26 of 338. The spread between the dearest and cheapest station at this grade is $5,184 a month — $62,208 a year, untaxed.

Every pay grade at Oakland0 – $5,220 / month
E-1 $3,471
E-2 $3,471
E-3 $3,471
E-4 $3,471
E-5 $3,759
E-6 $4,113
E-7 $4,203
E-8 $4,299
E-9 $4,488
W-1 $4,134
W-2 $4,242
W-3 $4,365
W-4 $4,533
W-5 $4,740
O-1E $4,218
O-2E $4,344
O-3E $4,566
O-1 $3,807
O-2 $4,110
O-3 $4,362
O-4 $4,809
O-5 $5,133
O-6 $5,178
O-7 $5,220

The pay chart moves this allowance far less than the map does.

Moving from Oakland to Westchester County at W-4 is worth $2,430 a month — about 12 promotions at this grade. Where you are stationed outweighs rank, by a lot.

What the rate table does not tell you

01

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

02

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

03

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

Source: DoD Defense Travel Management Office, effective 01 JAN 2026. How these rates are sourced and checked.

Source record

Where these numbers come from

Official fields remain unchanged. Years are aligned by DTMO's MHA code; no missing value is interpolated.

2026 official releaseDTMO source archive
Effective
2026-01-01
Retrieved
2026-09-05
Last verified
2026-09-07
SHA-256
5446fed831e1…
2025 official releaseDTMO source archive
Effective
2025-01-01
Retrieved
2026-09-07
Last verified
2026-09-07
SHA-256
32d18c4220e8…