Official data current

Oakland BAH rates

Verified · Effective 2026-01-01 · MHA CA018

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W-5 · With dependents
$4,740per month

$56,880 per year · federal tax-free allowance

Official DoD / DTMO rate · CONUS BAH, not an estimate

National position #26 of 338W-5 · with dependents reference
Taxable-pay equivalent$6,077/mo Using the stated 22% comparison rate
Year-over-year change+$186/mo · +4.1%2025 $4,554 → 2026 $4,740
W-5 rate selectedMHA CA018 ZIPs 94501 94502 94505 94506 94507 94509 +115
PCS compare Oakland · W-5 · with dep. · $4,740/mo
Oakland $4,740/mo · $56,880/yr
CURRENT

Pick a station below to see what the move is worth a year, before tax. Orders rarely arrive as one option — add several and rank them.

Comparison uses with-dependents rates. Differences are annual and untaxed. Rate protection is not applied — a PCS resets you to the new location's current-year rate.

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Rate history

How updates work
2025$4,554
2026$4,740

Verified official history. With-dependents rate shown; use the dependency switch above for its exact comparison.

Oakland — full sheet Tap a row

What this rate means

W-5 with dependents, nearest stations0 – $7,338 / month
Westchester County $7,338
Miami $5,085
Camp Pendleton $5,019
San Diego $4,992
Los Angeles $4,971
Staten Island $4,968
Portsmouth $4,905
Trenton $4,836
San Luis Obispo $4,806
West Point $4,806
Cape Cod-Plymouth $4,803
Oakland $4,740
Portland $4,740
Honolulu County $4,692
Fort Monmouth $4,653
Perth Amboy $4,578
Burlington $4,527
Fitchburg $4,506
Seattle $4,503
Marin $4,497
Ventura $4,497
Manchester $4,473
Youngstown $1,806

Oakland is #26 of 338. The spread between the dearest and cheapest station at this grade is $5,532 a month — $66,384 a year, untaxed.

Every pay grade at Oakland0 – $5,220 / month
E-1 $3,471
E-2 $3,471
E-3 $3,471
E-4 $3,471
E-5 $3,759
E-6 $4,113
E-7 $4,203
E-8 $4,299
E-9 $4,488
W-1 $4,134
W-2 $4,242
W-3 $4,365
W-4 $4,533
W-5 $4,740
O-1E $4,218
O-2E $4,344
O-3E $4,566
O-1 $3,807
O-2 $4,110
O-3 $4,362
O-4 $4,809
O-5 $5,133
O-6 $5,178
O-7 $5,220

The pay chart moves this allowance far less than the map does.

What the rate table does not tell you

01

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

02

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

03

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

Source: DoD Defense Travel Management Office, effective 01 JAN 2026. How these rates are sourced and checked.

Source record

Where these numbers come from

Official fields remain unchanged. Years are aligned by DTMO's MHA code; no missing value is interpolated.

2026 official releaseDTMO source archive
Effective
2026-01-01
Retrieved
2026-09-05
Last verified
2026-09-07
SHA-256
5446fed831e1…
2025 official releaseDTMO source archive
Effective
2025-01-01
Retrieved
2026-09-07
Last verified
2026-09-07
SHA-256
32d18c4220e8…