Official data current

Phoenix BAH rates

Verified · Effective 2026-01-01 · MHA AZ013

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O-1 · With dependents
$2,319per month

$27,828 per year · federal tax-free allowance

Official DoD / DTMO rate · CONUS BAH, not an estimate

National position #127 of 338O-1 · with dependents reference
Taxable-pay equivalent$2,973/mo Using the stated 22% comparison rate
Year-over-year change−$105/mo · −4.3%2025 $2,424 → 2026 $2,319
O-1 rate selectedMHA AZ013 ZIPs 85001 85002 85003 85004 85005 85006 +216
PCS compare Phoenix · O-1 · with dep. · $2,319/mo
Phoenix $2,319/mo · $27,828/yr
CURRENT

Pick a station below to see what the move is worth a year, before tax. Orders rarely arrive as one option — add several and rank them.

Comparison uses with-dependents rates. Differences are annual and untaxed. Rate protection is not applied — a PCS resets you to the new location's current-year rate.

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Rate history

How updates work
2025$2,424
2026$2,319

Verified official history. With-dependents rate shown; use the dependency switch above for its exact comparison.

Phoenix — full sheet Tap a row

What this rate means

O-1 with dependents, nearest stations0 – $5,172 / month
San Francisco $5,172
Richmond $2,400
Detroit $2,397
Ocala $2,382
Fort Carson $2,376
County Cost Group 840 $2,367
Dahlgren $2,367
Fort Stewart $2,334
Pittsburgh $2,328
Cincinnati $2,322
Nashville $2,322
Phoenix $2,319
Volusia County $2,319
Austin $2,313
Dover AFB $2,310
Fort Collins $2,307
Hampton $2,301
County Cost Group 830 $2,295
Asheville $2,265
Buffalo $2,262
Coastal Maine $2,259
Rochester $2,259
Youngstown $1,218

Phoenix is #127 of 338. The spread between the dearest and cheapest station at this grade is $3,954 a month — $47,448 a year, untaxed.

Every pay grade at Phoenix0 – $2,814 / month
E-1 $2,061
E-2 $2,061
E-3 $2,061
E-4 $2,061
E-5 $2,289
E-6 $2,457
E-7 $2,475
E-8 $2,484
E-9 $2,517
W-1 $2,472
W-2 $2,481
W-3 $2,493
W-4 $2,535
W-5 $2,622
O-1E $2,478
O-2E $2,487
O-3E $2,547
O-1 $2,319
O-2 $2,454
O-3 $2,490
O-4 $2,646
O-5 $2,775
O-6 $2,796
O-7 $2,814

The pay chart moves this allowance far less than the map does.

Moving from Phoenix to San Francisco at O-1 is worth $2,853 a month — about 21 promotions at this grade. Where you are stationed outweighs rank, by a lot.

What the rate table does not tell you

01

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

02

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

03

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

Source: DoD Defense Travel Management Office, effective 01 JAN 2026. How these rates are sourced and checked.

Source record

Where these numbers come from

Official fields remain unchanged. Years are aligned by DTMO's MHA code; no missing value is interpolated.

2026 official releaseDTMO source archive
Effective
2026-01-01
Retrieved
2026-09-05
Last verified
2026-09-07
SHA-256
5446fed831e1…
2025 official releaseDTMO source archive
Effective
2025-01-01
Retrieved
2026-09-07
Last verified
2026-09-07
SHA-256
32d18c4220e8…