Official data current

Phoenix BAH rates

Verified · Effective 2026-01-01 · MHA AZ013

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O-1E · With dependents
$2,478per month

$29,736 per year · federal tax-free allowance

Official DoD / DTMO rate · CONUS BAH, not an estimate

National position #162 of 338O-1E · with dependents reference
Taxable-pay equivalent$3,177/mo Using the stated 22% comparison rate
Year-over-year change−$126/mo · −4.8%2025 $2,604 → 2026 $2,478
O-1E rate selectedMHA AZ013 ZIPs 85001 85002 85003 85004 85005 85006 +216
PCS compare Phoenix · O-1E · with dep. · $2,478/mo
Phoenix $2,478/mo · $29,736/yr
CURRENT

Pick a station below to see what the move is worth a year, before tax. Orders rarely arrive as one option — add several and rank them.

Comparison uses with-dependents rates. Differences are annual and untaxed. Rate protection is not applied — a PCS resets you to the new location's current-year rate.

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Rate history

How updates work
2025$2,604
2026$2,478

Verified official history. With-dependents rate shown; use the dependency switch above for its exact comparison.

Phoenix — full sheet Tap a row

What this rate means

O-1E with dependents, nearest stations0 – $5,931 / month
Westchester County $5,931
Dahlonega $2,538
Salem $2,532
Salt Lake City $2,523
Yakima $2,520
College Station $2,517
Grand Haven $2,508
Fort Stewart $2,502
Gainesville $2,502
Fort Carson $2,496
County Cost Group 810 $2,487
Phoenix $2,478
Omaha $2,472
Charlotte $2,460
Carlisle Barracks $2,451
Chattanooga $2,448
Fort Worth $2,448
New Orleans $2,448
Cleveland $2,445
Hampton $2,442
Durham $2,439
Battle Creek $2,430
Youngstown $1,521

Phoenix is #162 of 338. The spread between the dearest and cheapest station at this grade is $4,410 a month — $52,920 a year, untaxed.

Every pay grade at Phoenix0 – $2,814 / month
E-1 $2,061
E-2 $2,061
E-3 $2,061
E-4 $2,061
E-5 $2,289
E-6 $2,457
E-7 $2,475
E-8 $2,484
E-9 $2,517
W-1 $2,472
W-2 $2,481
W-3 $2,493
W-4 $2,535
W-5 $2,622
O-1E $2,478
O-2E $2,487
O-3E $2,547
O-1 $2,319
O-2 $2,454
O-3 $2,490
O-4 $2,646
O-5 $2,775
O-6 $2,796
O-7 $2,814

The pay chart moves this allowance far less than the map does.

Moving from Phoenix to Westchester County at O-1E is worth $3,453 a month — about 384 promotions at this grade. Where you are stationed outweighs rank, by a lot.

What the rate table does not tell you

01

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

02

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

03

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

Source: DoD Defense Travel Management Office, effective 01 JAN 2026. How these rates are sourced and checked.

Source record

Where these numbers come from

Official fields remain unchanged. Years are aligned by DTMO's MHA code; no missing value is interpolated.

2026 official releaseDTMO source archive
Effective
2026-01-01
Retrieved
2026-09-05
Last verified
2026-09-07
SHA-256
5446fed831e1…
2025 official releaseDTMO source archive
Effective
2025-01-01
Retrieved
2026-09-07
Last verified
2026-09-07
SHA-256
32d18c4220e8…