Official data current

Phoenix BAH rates

Verified · Effective 2026-01-01 · MHA AZ013

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W-5 · With dependents
$2,622per month

$31,464 per year · federal tax-free allowance

Official DoD / DTMO rate · CONUS BAH, not an estimate

National position #201 of 338W-5 · with dependents reference
Taxable-pay equivalent$3,362/mo Using the stated 22% comparison rate
Year-over-year change−$108/mo · −4.0%2025 $2,730 → 2026 $2,622
W-5 rate selectedMHA AZ013 ZIPs 85001 85002 85003 85004 85005 85006 +216
PCS compare Phoenix · W-5 · with dep. · $2,622/mo
Phoenix $2,622/mo · $31,464/yr
CURRENT

Pick a station below to see what the move is worth a year, before tax. Orders rarely arrive as one option — add several and rank them.

Comparison uses with-dependents rates. Differences are annual and untaxed. Rate protection is not applied — a PCS resets you to the new location's current-year rate.

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Rate history

How updates work
2025$2,730
2026$2,622

Verified official history. With-dependents rate shown; use the dependency switch above for its exact comparison.

Phoenix — full sheet Tap a row

What this rate means

W-5 with dependents, nearest stations0 – $7,338 / month
Westchester County $7,338
Bangor $2,667
County Cost Group 790 $2,667
Des Moines $2,667
Kings Bay $2,664
Rapid City $2,664
Morehead $2,658
Lemoore NAS $2,643
Wichita Fls $2,634
Albuquerque $2,631
Fort Drum $2,631
Phoenix $2,622
Johnson City $2,616
Fort Worth $2,613
Eastern Shore $2,610
Mountain Home AFB $2,610
Fayetteville $2,601
Marquette $2,598
Duluth $2,583
County Cost Group 780 $2,577
Nellis AFB $2,577
Rock Island $2,577
Youngstown $1,806

Phoenix is #201 of 338. The spread between the dearest and cheapest station at this grade is $5,532 a month — $66,384 a year, untaxed.

Every pay grade at Phoenix0 – $2,814 / month
E-1 $2,061
E-2 $2,061
E-3 $2,061
E-4 $2,061
E-5 $2,289
E-6 $2,457
E-7 $2,475
E-8 $2,484
E-9 $2,517
W-1 $2,472
W-2 $2,481
W-3 $2,493
W-4 $2,535
W-5 $2,622
O-1E $2,478
O-2E $2,487
O-3E $2,547
O-1 $2,319
O-2 $2,454
O-3 $2,490
O-4 $2,646
O-5 $2,775
O-6 $2,796
O-7 $2,814

The pay chart moves this allowance far less than the map does.

What the rate table does not tell you

01

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

02

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

03

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

Source: DoD Defense Travel Management Office, effective 01 JAN 2026. How these rates are sourced and checked.

Source record

Where these numbers come from

Official fields remain unchanged. Years are aligned by DTMO's MHA code; no missing value is interpolated.

2026 official releaseDTMO source archive
Effective
2026-01-01
Retrieved
2026-09-05
Last verified
2026-09-07
SHA-256
5446fed831e1…
2025 official releaseDTMO source archive
Effective
2025-01-01
Retrieved
2026-09-07
Last verified
2026-09-07
SHA-256
32d18c4220e8…