BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA

Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.

Or type your rank

Press Enter to look it up.

Enlisted
E-1E-2E-3E-4E-5E-6E-7E-8E-9
Warrant
W-1W-2W-3W-4W-5
Prior enl.
O-1EO-2EO-3E
Officer
O-1O-2O-3O-4O-5O-6O-7
Dependents
With $1,338 Without $1,161

E-5 at Stevens Point draws $1,338 per month with dependents in 2026, $1,161 without

Permalink bahratedesk.com/stevens-point-wi/ Excel CSV
Stevens Point, WI
E-5 · with dependents
$1,338/ month
$16,056 / year
At E-5, this is #324 of 338 stations · high San Francisco $5,127 · low Anniston $1,185
MHA WI359 · ZIPs 54401 54402 54403 54406 54407 54408 +38 more
Your grade is called ARMYSGTUSMCSgtNAVYPO2USAFSSgt
Untaxed — matching it with taxable pay takes $1,715 / mo gross
Without dependents here $1,161 / mo
In government quarters, no dependents $50.10 / mo partial
PCS compare Stevens Point · E-5 · $1,338/mo
Stevens Point $1,338/mo · $16,056/yr
CURRENT

Pick a station below to see what the move is worth a year, before tax. Orders rarely arrive as one option — add several and rank them.

Differences are annual and untaxed. Rate protection is not applied — a PCS resets you to the new location's current-year rate.

Stevens Point — full sheet Tap a row
GradeWith dep.Without
Enlisted
E-1 $1,287 $1,038
E-2 $1,287 $1,038
E-3 $1,287 $1,038
E-4 $1,287 $1,038
E-5 $1,338 $1,161
E-6 $1,707 $1,281
E-7 $1,731 $1,299
E-8 $1,740 $1,416
E-9 $1,764 $1,521
Warrant officer
W-1 $1,728 $1,296
W-2 $1,737 $1,413
W-3 $1,749 $1,536
W-4 $1,779 $1,704
W-5 $1,860 $1,713
Officer — prior enlisted
O-1E $1,734 $1,335
O-2E $1,743 $1,497
O-3E $1,791 $1,701
Officer
O-1 $1,389 $1,236
O-2 $1,704 $1,326
O-3 $1,746 $1,572
O-4 $1,878 $1,707
O-5 $1,998 $1,716
O-6 $2,010 $1,719
O-7 $2,022 $1,722

What this rate means

E-5 with dependents, nearest stations0 – $5,127 / month
San Francisco $5,127
Wichita $1,377
Albany $1,371
County Cost Group 570 $1,371
Cannon AFB $1,365
Paducah $1,365
County Cost Group 560 $1,362
Lake Charles $1,356
County Cost Group 550 $1,353
County Cost Group 540 $1,344
County Cost Group 530 $1,338
Stevens Point $1,338
County Cost Group 520 $1,332
County Cost Group 510 $1,329
Fort Riley $1,314
Alexandria $1,290
Meridian $1,290
Fort Chaffee $1,263
Altus AFB $1,254
Fort Sill $1,233
Fort Polk $1,218
Vance AFB $1,200
Anniston $1,185

Stevens Point is #324 of 338. The spread between the dearest and cheapest station at this grade is $3,942 a month — $47,304 a year, untaxed.

Every pay grade at Stevens Point0 – $2,022 / month
E-1 $1,287
E-2 $1,287
E-3 $1,287
E-4 $1,287
E-5 $1,338
E-6 $1,707
E-7 $1,731
E-8 $1,740
E-9 $1,764
W-1 $1,728
W-2 $1,737
W-3 $1,749
W-4 $1,779
W-5 $1,860
O-1E $1,734
O-2E $1,743
O-3E $1,791
O-1 $1,389
O-2 $1,704
O-3 $1,746
O-4 $1,878
O-5 $1,998
O-6 $2,010
O-7 $2,022

The pay chart moves this allowance far less than the map does.

Moving from Stevens Point to San Francisco at E-5 is worth $3,789 a month — about 10 promotions at this grade. Where you are stationed outweighs rank, by a lot.

Things the rate table doesn't tell you

01

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

02

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

03

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

Source: DoD Defense Travel Management Office, effective 01 JAN 2026. How these rates are sourced and checked.