What is E-8 BAH at Stevens Point in 2026?

$1,740 per month with dependents ($20,880 per year), effective 01 JAN 2026. Without dependents it is $1,416 per month.

Does BAH count as taxable income?

No. BAH is excluded from federal taxable income, so a given BAH amount is worth more than the same figure in basic pay.

What happens if my BAH rate drops this year?

BAH rate protection holds you at the prior year's amount as long as your duty location, pay grade and dependency status stay the same. The lower rate applies to members arriving on new orders.

E-8 BAH at Stevens Point 2026 — $1,740 with dependents, $1,416 without

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Stevens Point, WI

E-8 · with dependents

$1,740/ month

$20,880 / year

At E-8, this is #334 of 338 stations loaded · high Westchester County $6,333 · low Anniston $1,638

MHA WI359 · ZIPs 54401 54402 54403 54406 54407 54408 +38 more

Your grade is calledARMYMSG / 1SGUSMCMSgt / 1stSgtNAVYSCPOUSAFSMSgt

Untaxed — matching it with taxable pay takes$2,231 / mo gross

Without dependents here$1,416 / mo

In government quarters, no dependents$50.10 / mo partial

Stevens Point — full sheetTap a row

Grade	With dep.	Without
Enlisted
E-1	$1,287	$1,038
E-2	$1,287	$1,038
E-3	$1,287	$1,038
E-4	$1,287	$1,038
E-5	$1,338	$1,161
E-6	$1,707	$1,281
E-7	$1,731	$1,299
E-8	$1,740	$1,416
E-9	$1,764	$1,521
Warrant officer
W-1	$1,728	$1,296
W-2	$1,737	$1,413
W-3	$1,749	$1,536
W-4	$1,779	$1,704
W-5	$1,860	$1,713
Officer — prior enlisted
O-1E	$1,734	$1,335
O-2E	$1,743	$1,497
O-3E	$1,791	$1,701
Officer
O-1	$1,389	$1,236
O-2	$1,704	$1,326
O-3	$1,746	$1,572
O-4	$1,878	$1,707
O-5	$1,998	$1,716
O-6	$2,010	$1,719
O-7	$2,022	$1,722

What this rate means

E-8 with dependents, nearest stations0 – $6,333 / month

Westchester County$6,333

County Cost Group 520$1,770

Altus AFB$1,767

County Cost Group 510$1,764

Vance AFB$1,743

Stevens Point$1,740

Monroe$1,704

Fort Sill$1,692

Youngstown$1,662

Anniston$1,638

Stevens Point is #334 of 338. The spread between the dearest and cheapest station at this grade is $4,695 a month — $56,340 a year, untaxed.

Every pay grade at Stevens Point0 – $2,022 / month

E-1$1,287

E-2$1,287

E-3$1,287

E-4$1,287

E-5$1,338

E-6$1,707

E-7$1,731

E-8$1,740

E-9$1,764

W-1$1,728

W-2$1,737

W-3$1,749

W-4$1,779

W-5$1,860

O-1E$1,734

O-2E$1,743

O-3E$1,791

O-1$1,389

O-2$1,704

O-3$1,746

O-4$1,878

O-5$1,998

O-6$2,010

O-7$2,022

Promoting to E-9 here adds $24 a month. The pay chart moves this allowance far less than the map does.

Where you are stationed outweighs what you are paid. Moving from Stevens Point to Westchester County at E-8 is worth $4,593 a month — about 191 promotions worth of housing allowance, at $24 per grade here.

Dependency status is worth 23% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

None of it is taxed. $1,740 a month of BAH takes more than $1,740 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

Things the rate table doesn't tell you

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

E-8 at Stevens Point draws $1,740 per month with dependents in 2026, $1,416 without

What this rate means

Things the rate table doesn't tell you