Official data current

Stevens Point BAH rates

Verified · Effective 2026-01-01 · MHA WI359

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W-1 · With dependents
$1,728per month

$20,736 per year · federal tax-free allowance

Official DoD / DTMO rate · CONUS BAH, not an estimate

National position #308 of 338W-1 · with dependents reference
Taxable-pay equivalent$2,215/mo Using the stated 22% comparison rate
Year-over-year change+$69/mo · +4.2%2025 $1,659 → 2026 $1,728
W-1 rate selectedMHA WI359 ZIPs 54401 54402 54403 54406 54407 54408 +38
PCS compare Stevens Point · W-1 · with dep. · $1,728/mo
Stevens Point $1,728/mo · $20,736/yr
CURRENT

Pick a station below to see what the move is worth a year, before tax. Orders rarely arrive as one option — add several and rank them.

Comparison uses with-dependents rates. Differences are annual and untaxed. Rate protection is not applied — a PCS resets you to the new location's current-year rate.

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Rate history

How updates work
2025$1,659
2026$1,728

Verified official history. With-dependents rate shown; use the dependency switch above for its exact comparison.

Stevens Point — full sheet Tap a row

What this rate means

W-1 with dependents, nearest stations0 – $5,472 / month
San Francisco $5,472
Montgomery $1,773
County Cost Group 660 $1,770
Saginaw $1,767
County Cost Group 650 $1,761
Fort Rucker $1,761
County Cost Group 640 $1,752
County Cost Group 630 $1,746
Fort Leonard Wood $1,740
County Cost Group 620 $1,737
County Cost Group 610 $1,728
Stevens Point $1,728
County Cost Group 600 $1,722
Laughlin AFB $1,722
County Cost Group 590 $1,710
Wichita $1,710
Fort Chaffee $1,701
Alexandria $1,698
County Cost Group 580 $1,698
Erie $1,695
County Cost Group 570 $1,686
County Cost Group 560 $1,677
Youngstown $1,350

Stevens Point is #308 of 338. The spread between the dearest and cheapest station at this grade is $4,122 a month — $49,464 a year, untaxed.

Every pay grade at Stevens Point0 – $2,022 / month
E-1 $1,287
E-2 $1,287
E-3 $1,287
E-4 $1,287
E-5 $1,338
E-6 $1,707
E-7 $1,731
E-8 $1,740
E-9 $1,764
W-1 $1,728
W-2 $1,737
W-3 $1,749
W-4 $1,779
W-5 $1,860
O-1E $1,734
O-2E $1,743
O-3E $1,791
O-1 $1,389
O-2 $1,704
O-3 $1,746
O-4 $1,878
O-5 $1,998
O-6 $2,010
O-7 $2,022

The pay chart moves this allowance far less than the map does.

Moving from Stevens Point to San Francisco at W-1 is worth $3,744 a month — about 416 promotions at this grade. Where you are stationed outweighs rank, by a lot.

What the rate table does not tell you

01

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

02

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

03

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

Source: DoD Defense Travel Management Office, effective 01 JAN 2026. How these rates are sourced and checked.

Source record

Where these numbers come from

Official fields remain unchanged. Years are aligned by DTMO's MHA code; no missing value is interpolated.

2026 official releaseDTMO source archive
Effective
2026-01-01
Retrieved
2026-09-05
Last verified
2026-09-07
SHA-256
5446fed831e1…
2025 official releaseDTMO source archive
Effective
2025-01-01
Retrieved
2026-09-07
Last verified
2026-09-07
SHA-256
32d18c4220e8…