Official data current

Stevens Point BAH rates

Verified · Effective 2026-01-01 · MHA WI359

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O-2 · With dependents
$1,704per month

$20,448 per year · federal tax-free allowance

Official DoD / DTMO rate · CONUS BAH, not an estimate

National position #309 of 338O-2 · with dependents reference
Taxable-pay equivalent$2,185/mo Using the stated 22% comparison rate
Year-over-year change+$66/mo · +4.0%2025 $1,638 → 2026 $1,704
O-2 rate selectedMHA WI359 ZIPs 54401 54402 54403 54406 54407 54408 +38
PCS compare Stevens Point · O-2 · with dep. · $1,704/mo
Stevens Point $1,704/mo · $20,448/yr
CURRENT

Pick a station below to see what the move is worth a year, before tax. Orders rarely arrive as one option — add several and rank them.

Comparison uses with-dependents rates. Differences are annual and untaxed. Rate protection is not applied — a PCS resets you to the new location's current-year rate.

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Rate history

How updates work
2025$1,638
2026$1,704

Verified official history. With-dependents rate shown; use the dependency switch above for its exact comparison.

Stevens Point — full sheet Tap a row

What this rate means

O-2 with dependents, nearest stations0 – $5,451 / month
San Francisco $5,451
Montgomery $1,755
County Cost Group 660 $1,749
Saginaw $1,746
County Cost Group 650 $1,740
Fort Rucker $1,740
County Cost Group 640 $1,731
County Cost Group 630 $1,722
Fort Leonard Wood $1,719
County Cost Group 620 $1,716
County Cost Group 610 $1,707
Stevens Point $1,704
County Cost Group 600 $1,701
Laughlin AFB $1,701
County Cost Group 590 $1,689
Wichita $1,686
County Cost Group 580 $1,677
Erie $1,677
Fort Chaffee $1,677
Alexandria $1,674
County Cost Group 570 $1,665
County Cost Group 560 $1,656
Youngstown $1,332

Stevens Point is #309 of 338. The spread between the dearest and cheapest station at this grade is $4,119 a month — $49,428 a year, untaxed.

Every pay grade at Stevens Point0 – $2,022 / month
E-1 $1,287
E-2 $1,287
E-3 $1,287
E-4 $1,287
E-5 $1,338
E-6 $1,707
E-7 $1,731
E-8 $1,740
E-9 $1,764
W-1 $1,728
W-2 $1,737
W-3 $1,749
W-4 $1,779
W-5 $1,860
O-1E $1,734
O-2E $1,743
O-3E $1,791
O-1 $1,389
O-2 $1,704
O-3 $1,746
O-4 $1,878
O-5 $1,998
O-6 $2,010
O-7 $2,022

The pay chart moves this allowance far less than the map does.

Moving from Stevens Point to San Francisco at O-2 is worth $3,747 a month — about 89 promotions at this grade. Where you are stationed outweighs rank, by a lot.

What the rate table does not tell you

01

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

02

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

03

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

Source: DoD Defense Travel Management Office, effective 01 JAN 2026. How these rates are sourced and checked.

Source record

Where these numbers come from

Official fields remain unchanged. Years are aligned by DTMO's MHA code; no missing value is interpolated.

2026 official releaseDTMO source archive
Effective
2026-01-01
Retrieved
2026-09-05
Last verified
2026-09-07
SHA-256
5446fed831e1…
2025 official releaseDTMO source archive
Effective
2025-01-01
Retrieved
2026-09-07
Last verified
2026-09-07
SHA-256
32d18c4220e8…