Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Dependents
    With $4,182Without $3,138

    E-1 at Westchester County draws $4,182 per month with dependents in 2026, $3,138 without

    Permalinkbahratedesk.com/westchester-county-ny/e-1/ExcelCSVDownloads cover this station.
    Westchester County, NY
    E-1 · with dependents
    $4,182/ month
    $50,184 / year
    At E-1, this is #7 of 338 stations loaded · high New York City $5,067 · low Youngstown $1,134
    MHA NY349 · ZIPs 10501 10502 10503 10504 10505 10506 +84 more
    Your grade is calledARMYPVTUSMCPvtNAVYSRUSAFAB
    Untaxed — matching it with taxable pay takes$5,362 / mo gross
    Without dependents here$3,138 / mo
    In government quarters, no dependents$50.10 / mo partial
    Westchester County — full sheetTap a row
    PCS compareWestchester County · E-1 · $4,182/mo
    Aberdeen Proving Grounds$2,268/mo · $27,216/yr
    ▼ CUT$1,914−$22,968/yr · like −$29,446 of salary

    What this rate means

    E-1 with dependents, nearest stations0 – $5,067 / month
    New York City$5,067
    Santa Clara County$4,356
    Boston$4,344
    Northern New Jersey$4,275
    Nantucket$4,218
    Westchester County$4,182
    Long Island$4,122
    Hanscom AFB$3,984
    Maui County$3,819
    Florida Keys$3,813
    Youngstown$1,134

    Westchester County is #7 of 338. The spread between the dearest and cheapest station at this grade is $3,933 a month — $47,196 a year, untaxed.

    Every pay grade at Westchester County0 – $8,208 / month
    E-1$4,182
    E-2$4,182
    E-3$4,182
    E-4$4,182
    E-5$4,479
    E-6$5,367
    E-7$5,832
    E-8$6,333
    E-9$6,882
    W-1$5,400
    W-2$6,036
    W-3$6,654
    W-4$6,963
    W-5$7,338
    O-1E$5,931
    O-2E$6,564
    O-3E$7,023
    O-1$4,587
    O-2$5,355
    O-3$6,633
    O-4$7,470
    O-5$8,064
    O-6$8,136
    O-7$8,208

    Promoting to E-2 here adds $0 a month. The pay chart moves this allowance far less than the map does.

    01

    Dependency status is worth 33% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $4,182 a month of BAH takes more than $4,182 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.