Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Dependents
    With $8,208Without $6,759

    O-7 at Westchester County draws $8,208 per month with dependents in 2026, $6,759 without

    Permalinkbahratedesk.com/westchester-county-ny/o-7/ExcelCSVDownloads cover this station.
    Westchester County, NY
    O-7 · with dependents
    $8,208/ month
    $98,496 / year
    At O-7, this is #1 of 338 stations loaded · high Westchester County $8,208 · low Youngstown $1,845
    MHA NY349 · ZIPs 10501 10502 10503 10504 10505 10506 +84 more
    Your grade is calledARMYBGUSMCBGenNAVYRDMLUSAFBrig Gen
    Untaxed — matching it with taxable pay takes$10,523 / mo gross
    Without dependents here$6,759 / mo
    In government quarters, no dependents$50.10 / mo partial
    Westchester County — full sheetTap a row
    PCS compareWestchester County · O-7 · $8,208/mo
    Aberdeen Proving Grounds$3,687/mo · $44,244/yr
    ▼ CUT$4,521−$54,252/yr · like −$69,554 of salary

    What this rate means

    O-7 with dependents, nearest stations0 – $8,208 / month
    Westchester County$8,208
    New York City$7,254
    San Francisco$7,215
    Nantucket$7,053
    Boston$6,594
    Youngstown$1,845

    Westchester County is #1 of 338. The spread between the dearest and cheapest station at this grade is $6,363 a month — $76,356 a year, untaxed.

    Every pay grade at Westchester County0 – $8,208 / month
    E-1$4,182
    E-2$4,182
    E-3$4,182
    E-4$4,182
    E-5$4,479
    E-6$5,367
    E-7$5,832
    E-8$6,333
    E-9$6,882
    W-1$5,400
    W-2$6,036
    W-3$6,654
    W-4$6,963
    W-5$7,338
    O-1E$5,931
    O-2E$6,564
    O-3E$7,023
    O-1$4,587
    O-2$5,355
    O-3$6,633
    O-4$7,470
    O-5$8,064
    O-6$8,136
    O-7$8,208

    Rates flatten out at the top of each track, which is why the sheet stops at O-7.

    01

    Dependency status is worth 21% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $8,208 a month of BAH takes more than $8,208 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.