BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    With $5,931Without $4,476

    O-1E at Westchester County draws $5,931 per month with dependents in 2026, $4,476 without

    Permalinkbahratedesk.com/westchester-county-ny/o-1e/ExcelCSVDownloads cover this station.
    Westchester County, NY
    O-1E · with dependents
    $5,931/ month
    $71,172 / year
    At O-1E, this is #1 of 338 stations loaded · high Westchester County $5,931 · low Youngstown $1,521
    MHA NY349 · ZIPs 10501 10502 10503 10504 10505 10506 +84 more
    Your grade is calledARMY2LTUSMC2ndLtNAVYENSUSAF2d Lt
    Untaxed — matching it with taxable pay takes$7,604 / mo gross
    Without dependents here$4,476 / mo
    In government quarters, no dependents$50.10 / mo partial
    Westchester County — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$4,182$3,138
    E-2$4,182$3,138
    E-3$4,182$3,138
    E-4$4,182$3,138
    E-5$4,479$3,606
    E-6$5,367$4,026
    E-7$5,832$4,374
    E-8$6,333$4,749
    E-9$6,882$5,163
    Warrant officer
    W-1$5,400$4,086
    W-2$6,036$4,653
    W-3$6,654$5,166
    W-4$6,963$5,478
    W-5$7,338$5,946
    Officer — prior enlisted
    O-1E$5,931$4,476
    O-2E$6,564$4,923
    O-3E$7,023$5,361
    Officer
    O-1$4,587$3,885
    O-2$5,355$4,383
    O-3$6,633$5,169
    O-4$7,470$5,874
    O-5$8,064$6,162
    O-6$8,136$6,633
    O-7$8,208$6,759
    PCS compareWestchester County · O-1E · $5,931/mo
    Aberdeen Proving Grounds$2,883/mo · $34,596/yr
    ▼ CUT−$3,048−$36,576/yr · like −$46,892 of salary

    What this rate means

    O-1E with dependents, nearest stations0 – $5,931 / month
    Westchester County$5,931
    San Francisco$5,493
    New York City$5,271
    Nantucket$5,262
    Maui County$5,127
    Youngstown$1,521

    Westchester County is #1 of 338. The spread between the dearest and cheapest station at this grade is $4,410 a month — $52,920 a year, untaxed.

    Every pay grade at Westchester County0 – $8,208 / month
    E-1$4,182
    E-2$4,182
    E-3$4,182
    E-4$4,182
    E-5$4,479
    E-6$5,367
    E-7$5,832
    E-8$6,333
    E-9$6,882
    W-1$5,400
    W-2$6,036
    W-3$6,654
    W-4$6,963
    W-5$7,338
    O-1E$5,931
    O-2E$6,564
    O-3E$7,023
    O-1$4,587
    O-2$5,355
    O-3$6,633
    O-4$7,470
    O-5$8,064
    O-6$8,136
    O-7$8,208

    Promoting to O-2E here adds $633 a month. The pay chart moves this allowance far less than the map does.

    01

    Dependency status is worth 33% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $5,931 a month of BAH takes more than $5,931 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.