Pick a station below to see what the move is worth a year, before tax.
Orders rarely arrive as one option — add several and rank them.
Comparison uses with-dependents rates. Differences are annual and untaxed.
Rate protection is not applied — a PCS resets you to the new location's current-year rate.
O-3 with dependents, nearest stations0 – $6,633 / month
Westchester County$6,633
County Cost Group 660$1,944
Fort Polk$1,938
Wichita$1,938
County Cost Group 650$1,935
Montgomery$1,932
County Cost Group 640$1,926
Sparta$1,923
County Cost Group 630$1,917
Huntington$1,917
County Cost Group 620$1,911
Albany$1,905
Holloman AFB$1,905
County Cost Group 610$1,902
County Cost Group 600$1,893
County Cost Group 590$1,881
Cannon AFB$1,875
Erie$1,872
County Cost Group 580$1,869
Hattiesburg$1,866
Charleston$1,860
County Cost Group 570$1,857
Anniston$1,686
Albany is #314 of 338. The spread between the
dearest and cheapest station at this grade is $4,947 a month —
$59,364 a year, untaxed.
Every pay grade at Albany0 – $2,568 / month
E-1$1,326
E-2$1,326
E-3$1,326
E-4$1,326
E-5$1,371
E-6$1,539
E-7$1,671
E-8$1,815
E-9$2,010
W-1$1,557
W-2$1,731
W-3$1,911
W-4$2,046
W-5$2,217
O-1E$1,695
O-2E$1,884
O-3E$2,073
O-1$1,401
O-2$1,536
O-3$1,905
O-4$2,271
O-5$2,532
O-6$2,550
O-7$2,568
The pay chart moves this allowance far less than the map does.
Moving from Albany to Westchester County at O-3
is worth $4,728 a month — about 13 promotions at this grade.
Where you are stationed outweighs rank, by a lot.
What the rate table does not tell you
01
“With dependents” is a dependency
status, not a marital status. A single member paying child support can be authorized
BAH-Diff; a married dual-military couple with no children is not automatically the
with-dependents rate for both. If your situation is unusual, your finance office decides —
not this table.
02
O-8, O-9 and O-10 draw the same BAH as
O-7. The table stops there for a reason, not because it is missing rows.
03
This is CONUS BAH only. Overseas is OHA,
which works differently — it reimburses actual rent up to a cap, with separate utility and
move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.