Pick a station below to see what the move is worth a year, before tax.
Orders rarely arrive as one option — add several and rank them.
Comparison uses with-dependents rates. Differences are annual and untaxed.
Rate protection is not applied — a PCS resets you to the new location's current-year rate.
O-5 with dependents, nearest stations0 – $8,064 / month
Westchester County$8,064
Sumter$2,589
Columbia$2,583
County Cost Group 750$2,583
Charlotte$2,577
Montgomery$2,565
St Mary And Terrebonne$2,565
Indianapolis$2,559
Beaumont$2,553
Camp Lejeune$2,553
Davis-Monthan AFB$2,550
Albany$2,532
County Cost Group 740$2,520
Sioux Falls$2,511
Minot AFB$2,508
Alexandria$2,496
Columbus AFB$2,493
Lafayette$2,484
Fort Huachuca$2,481
County Cost Group 730$2,478
Lake Charles$2,472
Fort Benning$2,469
Youngstown$1,827
Albany is #275 of 338. The spread between the
dearest and cheapest station at this grade is $6,237 a month —
$74,844 a year, untaxed.
Every pay grade at Albany0 – $2,568 / month
E-1$1,326
E-2$1,326
E-3$1,326
E-4$1,326
E-5$1,371
E-6$1,539
E-7$1,671
E-8$1,815
E-9$2,010
W-1$1,557
W-2$1,731
W-3$1,911
W-4$2,046
W-5$2,217
O-1E$1,695
O-2E$1,884
O-3E$2,073
O-1$1,401
O-2$1,536
O-3$1,905
O-4$2,271
O-5$2,532
O-6$2,550
O-7$2,568
The pay chart moves this allowance far less than the map does.
Moving from Albany to Westchester County at O-5
is worth $5,532 a month — about 307 promotions at this grade.
Where you are stationed outweighs rank, by a lot.
What the rate table does not tell you
01
“With dependents” is a dependency
status, not a marital status. A single member paying child support can be authorized
BAH-Diff; a married dual-military couple with no children is not automatically the
with-dependents rate for both. If your situation is unusual, your finance office decides —
not this table.
02
O-8, O-9 and O-10 draw the same BAH as
O-7. The table stops there for a reason, not because it is missing rows.
03
This is CONUS BAH only. Overseas is OHA,
which works differently — it reimburses actual rent up to a cap, with separate utility and
move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.