Official data current

Albany BAH rates

Verified · Effective 2026-01-01 · MHA GA072

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O-6 · With dependents
$2,550per month

$30,600 per year · federal tax-free allowance

Official DoD / DTMO rate · CONUS BAH, not an estimate

National position #275 of 338O-6 · with dependents reference
Taxable-pay equivalent$3,269/mo Using the stated 22% comparison rate
Year-over-year change+$60/mo · +2.4%2025 $2,490 → 2026 $2,550
O-6 rate selectedMHA GA072 ZIPs 31701 31702 31703 31704 31705 31706 +6
PCS compare Albany · O-6 · with dep. · $2,550/mo
Albany $2,550/mo · $30,600/yr
CURRENT

Pick a station below to see what the move is worth a year, before tax. Orders rarely arrive as one option — add several and rank them.

Comparison uses with-dependents rates. Differences are annual and untaxed. Rate protection is not applied — a PCS resets you to the new location's current-year rate.

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Rate history

How updates work
2025$2,490
2026$2,550

Verified official history. With-dependents rate shown; use the dependency switch above for its exact comparison.

Albany — full sheet Tap a row

What this rate means

O-6 with dependents, nearest stations0 – $8,136 / month
Westchester County $8,136
Sumter $2,607
Columbia $2,604
County Cost Group 750 $2,601
Charlotte $2,595
Montgomery $2,583
St Mary And Terrebonne $2,583
Indianapolis $2,577
Beaumont $2,571
Camp Lejeune $2,571
Davis-Monthan AFB $2,568
Albany $2,550
County Cost Group 740 $2,538
Sioux Falls $2,529
Minot AFB $2,526
Alexandria $2,514
Columbus AFB $2,511
Lafayette $2,502
Fort Huachuca $2,499
County Cost Group 730 $2,496
Lake Charles $2,490
Fort Benning $2,487
Youngstown $1,839

Albany is #275 of 338. The spread between the dearest and cheapest station at this grade is $6,297 a month — $75,564 a year, untaxed.

Every pay grade at Albany0 – $2,568 / month
E-1 $1,326
E-2 $1,326
E-3 $1,326
E-4 $1,326
E-5 $1,371
E-6 $1,539
E-7 $1,671
E-8 $1,815
E-9 $2,010
W-1 $1,557
W-2 $1,731
W-3 $1,911
W-4 $2,046
W-5 $2,217
O-1E $1,695
O-2E $1,884
O-3E $2,073
O-1 $1,401
O-2 $1,536
O-3 $1,905
O-4 $2,271
O-5 $2,532
O-6 $2,550
O-7 $2,568

The pay chart moves this allowance far less than the map does.

Moving from Albany to Westchester County at O-6 is worth $5,586 a month — about 310 promotions at this grade. Where you are stationed outweighs rank, by a lot.

What the rate table does not tell you

01

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

02

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

03

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

Source: DoD Defense Travel Management Office, effective 01 JAN 2026. How these rates are sourced and checked.

Source record

Where these numbers come from

Official fields remain unchanged. Years are aligned by DTMO's MHA code; no missing value is interpolated.

2026 official releaseDTMO source archive
Effective
2026-01-01
Retrieved
2026-09-05
Last verified
2026-09-07
SHA-256
5446fed831e1…
2025 official releaseDTMO source archive
Effective
2025-01-01
Retrieved
2026-09-07
Last verified
2026-09-07
SHA-256
32d18c4220e8…